Will County property record for 2900 E Spruce Dr, Crete, IL 60417 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,426 sqft · built 1975 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jun 2018) |
| Tax Bill | $8,804 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-16-30-401-004 |
| Primary APN | 23-16-30-401-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 3,426 sqft Living Area |
| Basement Area | 1,713 sqft |
| Finished Basement | 1,713 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Lot Area | 37,026 sqft (0.85 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2900 E SPRUCE DR |
|---|---|
| City | CRETE |
| State | IL |
| Zip | 60417-4878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 IN SMITTY'S LAKEVIEW ESTATES, BEING A SUB OF PRT OF THE SE1/4 OF SEC. 30, T34N-R15E. |
| Legal Range | 15E |
| Legal Township | 34N |
| Legal Section | 30 |
| Legal Subdivision | SMITTYS LAKEVIEW ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | WILL IL |
| Township / Civil Division | CRETE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 883806 |
Source: Will County records · APN 23-16-30-401-004
Assessment roll updated June 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2900 E SPRUCE DR, CRETE, IL 60417-4878 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 12, 2022 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Jun 15, 2018 | Warranty Deed, Transfer · FHA Mortgage UNITED FUNDING CORP |
| Mar 21, 2018 | Quit Claim Deed, Transfer CITYWIDE TITLE CORPORATION |
| Apr 28, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 15, 2018 · Amount on Record |
| Deed Sale | Jun 15, 2018 · Amount on Record |
| Prior Sale | Mar 21, 2018 · Amount on Record |
| Deed Document Number | 201840523 |
| Prior Transfer Date | Jul 15, 2015 |
| Prior Transfer Doc | 0000059343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 2900 E SPRUCE DR, CRETE, IL 60417-4878 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2900 E BRUCE DR, CRETE, IL 60417 |
| Document Number | 0000082599 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | R2021082599 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 2900 E SPRUCE DR, CRETE, IL 60417-4878 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2900 E SPRUCE DR, CRETE, IL 60417-4878 |
| Document Number | 0000053044 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | R2022053044 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jun 15, 2018 |
| Property Address | 2900 E SPRUCE DR, CRETE, IL 60417-4878 |
| Document Number | 0000040523 |
| Map Reference | DOC R73-37022 |
| Instrument Date | May 31, 2018 |
| Instrument | R2018040523 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | CITYWIDE TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3300 HALSTED ST, STEGER, IL 60475-1033 |
| Document Number | 0000040524 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | R2018040524 |
| Name | UNITED FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Mar 21, 2018 |
| Property Address | 2900 E SPRUCE DR, CRETE, IL 60417-4878 |
| Document Number | 0000019262 |
| Instrument Date | Feb 08, 2018 |
| Instrument | 19262 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2018 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $195.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1451 DANVILLE BLVD #203 ALAMO CA 945071941, 203, ALAMO, CA 94507-1941 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Apr 28, 2017 |
| Property Address | 2900 E SPRUCE DR, CRETE, IL 60417-4878 |
| Document Number | 0000033362 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 33362 |
| Transaction Type | Foreclosure |
| Record Updated | May 17, 2017 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 333 S ANITA DR #400 ORANGE CA 928683314, 400, ORANGE, CA 92868-3314 |
Source: Will County records · Assessment roll updated June 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Crete Township |
| Unified School District | Crete-Monee Community Unit School District 201-U (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,804.00 (+2.97%) | ||
| 2024 | $8,550.00 (+36.63%) | $96,972 (+51.15%) Land $17,168 Building $79,804 | $290,916 (+51.15%) Land $51,504 Building $239,412 |
| 2022 | $6,258.00 Homeowner's exemption | $64,158 Land $14,396 Building $49,762 | $192,474 Land $43,188 Building $149,286 |
Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171978838062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 8 individual NFIP policies nearby |
| Nearby Flood Policies | 8 in force 8 of 8 on primary residences |
| Nearby Flood Claims | 4 (1997–2026) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jul 2026, other causes |
| Wildfire Risk | Low above 2% of the US · above 14% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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