2900 E 44th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2900 E 44th St, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	2 ba · 644 sqft · built 1910
Lot Size	0.137 acres (5,980 sqft)
Owner	2 Individual Names on File
Last Sale	$14,000 (Dec 2003)
Tax Bill	$250 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`168J N 012.01`

Property Details

APN / Parcel Number

Primary APN	`168J N 012.01`
Alternative APN	`0000121146`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	644 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1955
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,980 sqft (0.137 acres)
Lot Dimensions	65 ft deep x 92 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000121146
Street Address	2900 E 44TH ST
City	CHATTANOOGA
State	TN
Zip	37407-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LTS 1&2 BLK 16 T G MONTAGUES SUB PB 5 PG 43 OUT OF 168J-N-12 FOR 1985
Legal Subdivision	MONTAGUES T G
Legal Block	16
Legal Lot Number	1,2
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2010
Census Tract	2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2900 E 44th St is owned by two individuals who acquired it in January 2014.

Source: Hamilton County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1627 BROOK MANOR DR, HIXSON, TN 37343-3080
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2003 · Amount on File
Deed Sale	Dec 10, 2003 · Amount on File
Deed Document Number	2003129
Deed Book / Page	6957 / 796
Last Transfer Date	Jan 21, 2014
Transfer Doc	0000000098
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2900 E 44TH ST, CHATTANOOGA, TN 37407-3010
Document Number	0127000128
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1627 BROOK MANOR DR HIXSON TN 373433080, HIXSON, TN 37343-3080

Mortgage

Document Number	0127000128
Date	Jan 27, 2020
Book Page	011889/000314
Instrument	200127000128

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37412

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 26, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 2900 E 44th St was $250, up 43.7% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$250.00 (+43.68%)	$16,525 (+111.86%)	$66,100 (+111.86%) Land $34,500 Building $31,600
2024	$174.00	$7,800 (-)	$31,200 (-) Land $11,500 Building $19,700
2023	$174.00	$7,800 (-)	$31,200 (-) Land $11,500 Building $19,700
2022	$174.00	$7,800	$31,200 Land $11,500 Building $19,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2900 E 44th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2900 E 44th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20