2900 Carmel St, Denton, TX 76205 Property Records

Denton County property record for 2900 Carmel St, Denton, TX 76205

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 5,336 sqft · built 1972
Lot Size	1.44 acres (62,774 sqft)
Owner	Individual Name on Record
Tax Bill	$13,027 (2023)
Deeds & Mortgages	Dec 2023 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R23557 336210`

Property Details

APN / Parcel Number

Primary APN	`R23557 336210`
Alternative APNs	`SD0184A-00000C-0000-0011-0000` `1047214` `R23557`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	5,336 sqft Living Area
Gross Area	6,176 sqft
1st Floor Area	3,600 sqft
2nd Floor Area	1,736 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	62,774 sqft (1.44 acres)
Lot Depth	1 ft Depth
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	384 sqft
Storage Building	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1047214
Old Parcel Number	R23557 336210
Street Address	2900 CARMEL ST
City	DENTON
State	TX
Zip	76205-8312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTECITO ADDN BLK C LOT 11
Legal Subdivision	MONTECITO ADDN
Legal Block	C
Legal Lot Number	11
Jurisdiction	DENTON TX
Township / Civil Division	DENTON
Census Block Group	4
Census Block	4007
Census Tract	21304

Owner

Source: Denton County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2900 CARMEL ST, DENTON, TX 76205-8312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage ADVANCIAL FCU
Jan 7, 2020	Vendor's Lien, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2020
Deed Sale	Jan 7, 2020
Prior Sale	Jan 6, 1995
Deed Document Number	2020-002089
Record Updated	Jun 7, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	2900 CARMEL ST, DENTON, TX 76205-8312
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 CARMEL ST, DENTON, TX 76205-8312

Mortgage

Document Number	0000134309
Date	Dec 21, 2023
Instrument	2023-134309

Lender

Name	ADVANCIAL FCU
Type	Credit Union
Address	DALLAS, TX 75231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	9.62%
Index	1-Year T-Bill
Margin	3
Max Rate	13.8%

January 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Jan 7, 2020
Property Address	2900 CARMEL ST, DENTON, TX 76205-8312
Document Number	0000002089
Map Reference	VOL 4 PG 16
Instrument Date	Jan 3, 2020
Instrument	2020-002089
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 CARMEL ST, DENTON, TX 76205-8312

Mortgage

Document Number	0000002090
Date	Jan 7, 2020
Instrument	2020-002090

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Mortgage

Document Number	0000002091
Date	Jan 7, 2020
Instrument	2020-002091

Lender

Name	CERTIFIED FUNDING LP
Type	Lending Institution
Address	DALLAS, TX 75252

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 3, 2040

Tax Assessment & Valuation

Source: Denton County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Denton City
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$13,027.00 (-5.62%) Homeowner's exemption	$873,000 Land $192,438 Building $680,562	$873,000 Land $192,438 Building $680,562
2022	$13,803.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENTON serves 150,037 people · EPA ID TX0610002
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: ElektraFi, Nextlink, T-Mobile.

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