Albemarle County property record for 2900 Brookmere Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,101 sqft · built 1960 |
| Lot Size | 0.344 acres (14,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Aug 2016) |
| Tax Bill | $4,246 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 045C0-01-0E-04500 |
| Primary APN | 045C0-01-0E-04500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,101 sqft Finished Area |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 14,998 sqft (0.344 acres) |
| View / Lot | Proximity to Airport |
| Garage Area | 484 sqft |
| Porch | Slab |
| Porch Area | 108 sqft |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 2900 BROOKMERE RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-1111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 RESIDEN |
| Legal Description | WOODBROOK 1 E 45 |
| Legal Subdivision | WOODBROOK |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 10604 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2900 BROOKMERE RD, CHARLOTTESVILLE, VA 22901-1111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION COMMUNITY CREDIT UNION |
| Aug 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2016 · Amount on Record |
| Deed Sale | Aug 3, 2016 · Amount on Record |
| Deed Document Number | 20168536 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jul 16, 2026 |
| Property Address | 2900 BROOKMERE RD, CHARLOTTESVILLE, VA 22901-1111 |
| Document Number | 0000007056 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20267056 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Title Company | DOCUMENT RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2900 BROOKMERE RD, CHARLOTTESVILLE, VA 22901-1111 |
| Document Number | 0000007056, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 20267056 |
| Name | CREDIT UNION COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2900 BROOKMERE RD, CHARLOTTESVILLE, VA 22901-1111 |
| Document Number | 0000010897 |
| Instrument Date | Aug 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2900 BROOKMERE RD CHARLOTTESVILLE VA 229011111, CHARLOTTESVILLE, VA 22901-1111 |
| Document Number | 0000010897 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 005370/000288 |
| Instrument | 10897 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 17, 2045 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,246.00 (+15.95%) | $474,900 (+23.58%) Land $112,800 Building $362,100 | $474,900 (+23.58%) Land $112,800 Building $362,100 |
| 2025 | $3,662.00 (+11.61%) | ||
| 2023 | $3,281.00 | $384,300 Land $103,800 Building $280,500 | $384,300 Land $103,800 Building $280,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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