290 Winding Oaks Dr, Waco, TX 76705 Property Records

McLennan County property record for 290 Winding Oaks Dr, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,404 sqft · built 2000
Lot Size1.7 acres (74,052 sqft)
OwnerIndividual Name on File
Tax Bill$8,361 (2025)
Flood ZoneZone X (minimal risk)
APN20-000901-000107-2

Property Details

APN / Parcel Number

Primary APN20-000901-000107-2
Alternative APNs
  • 2000090100010720101
  • 110992

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,404 sqft Living Area
Gross Area4,193 sqft
1st Floor Area2,274 sqft
2nd Floor Area1,130 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area74,052 sqft
Lot Dimensions376 ft deep x 197 ft wide
Garage TypeAttached
Garage Area789 sqft
DrivewayConcrete Driveway
Driveway Area2,634 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area300 sqft
Patio Area20 sqft
Storage Building168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address290 WINDING OAKS DR
CityWACO
StateTX
Zip76705-5203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionDEER CREEK LOT 7 BLOCK 1 ACRES 1.7
Legal SubdivisionDEER CREEK
Legal Block1
Legal Lot Number7
JurisdictionMCLENNAN TX
Township / Civil DivisionELM MOTT
Census Block Group2
Census Block2035
Census Tract3402

Owner

290 Winding Oaks Dr is owned and occupied by an individual.

Source: McLennan County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address290 WINDING OAKS DR, WACO, TX 76705-5203
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 290 Winding Oaks Dr was $8,361, down 8.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictConnally Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$643,387 (+6.73%) Land $79,968 Building $563,419$643,387 (+6.73%) Land $79,968 Building $563,419
2025$8,361.00 (-8.88%)$602,830 Land $66,900 Building $535,930$602,830 Land $66,900 Building $535,930
2024$9,176.00
2023$676,710 Land $66,900 Building $609,810$676,710 Land $66,900 Building $609,810
2022$9,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 290 Winding Oaks Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims2 (2015)
Most Recent ClaimOct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 290 Winding Oaks Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHALK BLUFF WSC
serves 3,852 people · EPA ID TX1550020
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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