290 Wesley St, Canton, NC 28716 Property Records

Haywood County property record for 290 Wesley St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,134 sqft · built 1954
Lot Size	0.274 acres (11,935 sqft)
Owner	Individual Name on Record
Last Sale	$176,000 (Nov 2017)
Tax Bill	$1,193 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8656-97-5702`

Property Details

APN / Parcel Number

Primary APN	`8656-97-5702`
Alternative APN	`250145`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,134 sqft Heated Area
Gross Area	2,024 sqft
1st Floor Area	1,134 sqft
Basement Area	1,134 sqft
Unfinished Basement	1,134 sqft
Utility Area	82 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Asphalt
Lot Area	11,935 sqft (0.274 acres)
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	250145
Street Address	290 WESLEY ST
City	CANTON
State	NC
Zip	28716-4585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR1
Legal Description	290 WESLEY ST
Legal Subdivision	PROPERTY OF GARY & JUDY SIMPSON
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2013
Census Tract	920300

Owner

Source: Haywood County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	290 WESLEY ST, CANTON, NC 28716-4585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Nov 1, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Apr 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FED'L FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017 · Amount on Record
Deed Sale	Nov 1, 2017 · Amount on Record
Prior Sale	Jun 3, 2013 · Amount on Record
Deed Document Number	201710166
Deed Book / Page	939 / 2022
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	290 WESLEY ST, CANTON, NC 28716-4585
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 WESLEY ST, CANTON, NC 28716-4585

Mortgage

Document Number	0010592215
Date	Apr 8, 2022
Book Page	1059/2215
Instrument	2022003815

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Nov 1, 2017
Property Address	290 WESLEY ST, CANTON, NC 28716-4585
Document Number	0009392022
Book / Page	939 / 2022
Map Reference	CAB C SL86
Instrument Date	Nov 1, 2017
Instrument	2017010166
Transaction Type	Transfer
Record Updated	Nov 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$352.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 WESLEY ST, CANTON, NC 28716-4850

Mortgage

Document Number	2017010167
Date	Nov 1, 2017
Instrument	2017010167

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	290 WESLEY ST, CANTON, NC 28716-4585
Document Number	0009271667
Book / Page	000927 / 001667
Instrument Date	Apr 22, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 WESLEY ST CANTON NC 287164850, CANTON, NC 28716-4850

Mortgage

Document Number	0009271667
Date	Apr 28, 2017
Book Page	000927/001667
Instrument	3848

Lender

Name	COASTAL FED'L FIN'L
Type	Funding / Finance Company
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 27, 2032

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,000 (-) Land $23,400 Building $164,600
2025	$1,193.00	$188,000 (-) Land $23,400 Building $164,600	$188,000 (-) Land $23,400 Building $164,600
2023		$188,000 Land $23,400 Building $164,600	$188,000 (-) Land $23,400 Building $164,600
2021			$188,000 Land $23,400 Building $164,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	12 (2017–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Remnants Of Tropical Storm Fred, Aug 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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