San Mateo County property record for 290 Waterford St, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,220 sqft · built 1989 |
| Lot Size | 0.191 acres (8,305 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $295,000 (May 1997) |
| Tax Bill | $7,315 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-191-010 |
| Primary APN | 009-191-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,220 sqft Living Area |
| Gross Area | 2,680 sqft |
| 1st Floor Area | 1,450 sqft |
| 2nd Floor Area | 770 sqft |
| Basement Area | 460 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Traditional |
| Lot Area | 8,305 sqft (0.191 acres) |
| Lot Dimensions | 66 ft deep x 126 ft wide |
| View / Lot | Corner |
| Garage Type | Basement |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 290 WATERFORD ST |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-1496 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BALLY DUNES RSM 117/5-9 |
| Legal Subdivision | BALLY DUNES |
| Legal Lot Number | 1 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 602900 |
290 Waterford St is owner-occupied and held in a trust since April 2001.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 290 WATERFORD ST, PACIFICA, CA 94044-1496 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2026 | Intrafamily Transfer, Transfer |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 1997 · Amount on File |
| Deed Sale | May 13, 1997 · Amount on File |
| Prior Sale | Nov 17, 1993 · Amount on File |
| Deed Document Number | 199755980 |
| Last Transfer Date | Apr 27, 2001 |
| Transfer Doc | 0000067363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Feb 10, 2026 |
| Property Address | 290 WATERFORD ST, PACIFICA, CA 94044-1496 |
| Document Number | 0000006712 |
| Map Reference | MB 117 PG 5 |
| Instrument Date | Jan 31, 2026 |
| Instrument | 2026-006712 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 290 WATERFORD ST, PACIFICA, CA 94044-1496 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 290 WATERFORD ST, PACIFICA, CA 94044-1496 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 290 WATERFORD ST, PACIFICA, CA 94044-1496 |
| Document Number | 0000002956 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 2021-002956 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2041 |
The 2025 property tax bill for 290 Waterford St was $7,315.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $490,046 (+2%) Land $245,023 Building $245,023 | ||
| 2025 | $7,315.00 Homeowner's exemption | $480,438 Land $240,219 Building $240,219 | |
| 2023 | $6,556.00 (-1.46%) Homeowner's exemption | $461,784 Land $230,892 Building $230,892 | $1,265,040 |
| 2022 | $6,653.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 290 Waterford St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 15 (1989–2021) |
| Claims Outside the SFHA | 15 of 15 |
| Most Recent Claim | Oct 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 290 Waterford St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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