290 W Cole St, Macon, IL 62544 Property Records

Macon County property record for 290 W Cole St, Macon, IL 62544

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,432 sqft · built 1900
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Mar 2026)
Tax Bill	$2,010 (2025)
Deeds & Mortgages	Jun 2009 Mortgage Mar 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-16-32-228-008`

Property Details

APN / Parcel Number

Primary APN	`16-16-32-228-008`
Alternative APN	`16-32-228-008`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	50 ft deep x 140 ft wide
Garage Type	Detached
Garage Area	528 sqft
Porch	Slab
Porch Area	84 sqft
Deck Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	161632228008
Street Address	290 W COLE ST
City	MACON
State	IL
Zip	62544-4054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	RR ADD TO TOWN OF MACON LOT 9 BLK 9 140X50
Legal Subdivision	CONTRACT FOR DEED
Legal Block	9
Legal Lot Number	9
Jurisdiction	MACON IL
Township / Civil Division	SOUTH MACON
Census Block Group	2
Census Block	2083
Census Tract	2602

Owner

290 W Cole St is owned by an individual who bought it in March 2026.

Source: Macon County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1259 BROOKFIELD DR, DECATUR, IL 62521-9084
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2009	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Mar 9, 2026	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC
Feb 9, 2026	Warranty Deed, Transfer
Apr 3, 2018	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK
Jan 3, 2020	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2026 · Amount on File
Deed Sale	Mar 9, 2026 · Amount on File
Prior Sale	Feb 9, 2026 · Amount on File
Deed Document Number	20262509
Record Updated	Oct 29, 2026

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	290 W COLE ST, MACON, IL 62544-4054
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003991/114
Date	Jun 4, 2009
Book Page	3991/114
Instrument	1774927

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2024

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Mar 9, 2026
Property Address	290 W COLE ST, MACON, IL 62544-4054
Document Number	2026R002509
Map Reference	BK 4 PG 406
Instrument Date	Feb 27, 2026
Instrument	2026R-002509
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 W COLE ST, MACON, IL 62544-4054

Mortgage

Document Number	2026R002510
Date	Mar 9, 2026
Instrument	2026R-002510

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.5%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Feb 9, 2026
Property Address	290 W COLE ST, MACON, IL 62544-4054
Document Number	2026R001598
Map Reference	BK 4 PG 406
Instrument Date	Jun 13, 2025
Instrument	2026R-001598
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	661 BUCKS LAIR CT, MT ZION, IL 62549-1120

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON IL
Recording Date	Apr 3, 2018
Property Address	290 W COLE ST, MACON, IL 62544-4054
Document Number	4614/556
Book / Page	4614 / 556
Map Reference	BK 4 PG 406
Instrument Date	Mar 22, 2018
Instrument	1931614
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 OAKMONT DR, DECATUR, IL 62521-9136

Mortgage

Document Number	1931615
Date	Apr 3, 2018
Instrument	1931615

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jan 3, 2020
Property Address	290 W COLE ST, MACON, IL 62544-4054
Document Number	4717/265
Book / Page	4717 / 265
Map Reference	PB 4 PG 406
Instrument Date	Mar 22, 2018
Instrument	1955852
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 290 W Cole St was $2,010, up 4% from the year before.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	South Macon Township
Municipality	Macon City
Unified School District	Meridian Community Unit School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,010.00 (+4.04%)	$27,273 (+4.88%) Land $3,369 Building $23,904	$81,827 (+4.88%) Land $10,108 Building $71,719
2024	$1,932.00 Additional exemption filed	$26,004 Land $3,212 Building $22,792	$78,020 Land $9,637 Building $68,383

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 290 W Cole St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 290 W Cole St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOODY COMMUNITY WATER COMPANY serves 232 people · EPA ID IL1150020
Water Source	Purchased groundwater from MACON
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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