Hancock County property record for 290 W 8th St, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,276 sqft · built 1975 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Sep 2014) |
| Tax Bill | $2,686 (2025) |
| Deeds & Mortgages | Mar 2020 Refinance Nov 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 2101400080 |
| Primary APN | 2101400080 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| 1st Floor Area | 1,276 sqft |
| Basement Area | 1,276 sqft |
| Unfinished Basement | 1,276 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 290 W 8TH ST |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG LOT 8 BLK 40 |
| Legal Subdivision | ORIGINAL TOWN OF GARNER |
| Legal Block | 40 |
| Legal Lot Number | 8 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 270100 |
Source: Hancock County assessment roll, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 290 W 8TH ST, GARNER, IA 50438-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CLEAR LAKE BANK & TRUST |
| Nov 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CLEAR LAKE BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2014 · Amount on Record |
| Deed Sale | Sep 12, 2014 · Amount on Record |
| Deed Document Number | 2014366 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 290 W 8TH ST, GARNER, IA 50438-1602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200451 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 20-0451 |
| Name | CLEAR LAKE BANK & TRUST |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 290 W 8TH ST, GARNER, IA 50438-1602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 191991 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 19-1991 |
| Name | CLEAR LAKE BANK & TRUST |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2034 |
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,686.00 Homeowner's exemption | $254,060 (+32.44%) Land $24,600 Building $229,460 | $254,060 (+32.44%) Land $24,600 Building $229,460 |
| 2024 | $2,686.00 (-3.97%) | ||
| 2023 | $191,830 (+9.01%) Land $17,570 Building $174,260 | $191,830 (+9.01%) Land $17,570 Building $174,260 | |
| 2022 | $2,797.00 Homeowner's exemption | $175,980 Land $17,570 Building $158,410 | |
| 2021 | $175,980 Land $17,570 Building $158,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Communications 1 Network Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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