Hancock County property record for 290 W 10th St, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,176 sqft · built 1920 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (Feb 2022) |
| Tax Bill | $1,752 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Jul 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2102170050 |
| Primary APN | 2102170050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 256 sqft |
| Unfinished Basement | 256 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | Deck Area |
| Patio Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 290 W 10TH ST |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALLMAN'S LOT 5 BLK 17 |
| Legal Subdivision | TALLMAN'S ADDITION |
| Legal Block | 17 |
| Legal Lot Number | 5 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 270100 |
Source: Hancock County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 790 11TH STREET PL, GARNER, IA 50438-1843 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Feb 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE STATE BANK |
| Jul 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE STATE BANK |
| Jan 25, 2023 | Intrafamily Transfer, Transfer |
| Feb 8, 2022 | Joint Tenancy Deed, Transfer · Commercial Mortgage RELIANCE STATE BANK |
| Feb 8, 2022 | Warranty Deed, Transfer |
| Jun 15, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2022 · Amount on Record |
| Deed Sale | Feb 8, 2022 · Amount on Record |
| Prior Sale | Feb 8, 2022 · Amount on Record |
| Deed Document Number | 2022305 |
| Last Transfer Date | Jan 25, 2023 |
| Transfer Doc | 0000000152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 290 W 10TH ST, GARNER, IA 50438-1702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000230352 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 23-0352 |
| Name | RELIANCE STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 290 W 10TH ST, GARNER, IA 50438-1702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000221424 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 22-1424 |
| Name | RELIANCE STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Jan 25, 2023 |
| Property Address | 290 W 10TH ST, GARNER, IA 50438-1702 |
| Document Number | 0000230152 |
| Instrument Date | Jan 25, 2023 |
| Instrument | 23-0152 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 790 11TH STREET PL, GARNER, IA 50438-1843 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Feb 8, 2022 |
| Property Address | 290 W 10TH ST, GARNER, IA 50438-1702 |
| Document Number | 0000220305 |
| Instrument Date | Jan 29, 2022 |
| Instrument | 22-0305 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $103.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 790 11TH STREET PL, GARNER, IA 50438-1843 |
| Document Number | 0000220306 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 22-0306 |
| Name | RELIANCE STATE BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Feb 8, 2022 |
| Property Address | 290 W 10TH ST, GARNER, IA 50438-1702 |
| Document Number | 0000220304 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 22-0304 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $84.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 290 W 10TH ST, GARNER, IA 50438-1702 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Jun 15, 2021 |
| Property Address | 290 W 10TH ST, GARNER, IA 50438-1702 |
| Document Number | 0000211278 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 21-1278 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 290 W 10TH ST, GARNER, IA 50438-1702 |
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,752.00 (+6.7%) | $126,860 (+13.08%) Land $21,090 Building $105,770 | $126,860 (+13.08%) Land $21,090 Building $105,770 |
| 2024 | $1,642.00 (+97.36%) | ||
| 2023 | $112,190 (+127.34%) Land $12,300 Building $99,890 | $112,190 (+127.34%) Land $12,300 Building $99,890 | |
| 2022 | $832.00 | $49,350 Land $12,300 Building $37,050 | |
| 2021 | $49,350 Land $12,300 Building $37,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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