290 Virginia Ave, Summit Point, WV 25446 Property Records

Jefferson County property record for 290 Virginia Ave, Summit Point, WV 25446 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,437 sqft · built 1900
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Apr 2024)
Tax Bill	$1,641 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-16C-0012.0000`

Property Details

APN / Parcel Number

Primary APN	`06-16C-0012.0000`
Alternative APN	`19-06-16C-0012.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,437 sqft Living Area
1st Floor Area	762 sqft

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	32,670 sqft (0.75 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	290 VIRGINIA AVE
City	SUMMIT POINT
State	WV
Zip	25446-4528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 LT (.75 AC) SUMMIT POINT- BAKER
Legal Lot Number	1
Jurisdiction	JEFFERSON WV
Township / Civil Division	MIDDLEWAY
Census Block Group	3
Census Block	3010
Census Tract	972800

Owner

Source: Jefferson County records · APN 06-16C-0012.0000

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	290 VIRGINIA AVE, SUMMIT POINT, WV 25446-4528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 02, 2024	Bargain and Sale Deed, Transfer · Conventional Mortgage APPLE FCU
Apr 19, 2021	Deed, Transfer
Jan 09, 2020	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA
Jun 27, 2017	Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2024 · Amount on Record
Deed Sale	Apr 02, 2024 · Amount on Record
Prior Sale	Apr 19, 2021 · Amount on Record
Deed Document Number	202400003675
Deed Book / Page	1320 / 207
Record Updated	Jun 08, 2026

April 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JEFFERSON WV
Recording Date	Apr 02, 2024
Property Address	290 VIRGINIA AVE, SUMMIT POINT, WV 25446-4528
Document Number	001320/207
Book / Page	1320 / 207
Map Reference	MB 1192 PG 632
Instrument Date	Mar 22, 2024
Instrument	202400003675
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,592.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	290 VIRGINIA AVE, SUMMIT POINT, WV 25446-4528

Mortgage

Document Number	202400003676
Date	Apr 02, 2024
Instrument	202400003676

Lender

Name	APPLE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Apr 19, 2021
Property Address	290 VIRGINIA AVE, SUMMIT POINT, WV 25446-4528
Document Number	001258/545
Book / Page	1258 / 545
Instrument Date	Apr 14, 2021
Instrument	202100006715
Transaction Type	Transfer
Record Updated	Apr 01, 2022

Transaction

Amount	Amount Recorded
Tax	$1,029.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	129 CHURCH ST, SUMMIT POINT, WV 25446-4529

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	290 VIRGINIA AVE, SUMMIT POINT, WV 25446-4528
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000282
Date	Jan 09, 2020
Book Page	2261/085
Instrument	202000000282

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	WINCHESTER, VA 22601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Nov 22, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jun 27, 2017
Property Address	290 VIRGINIA AVE, SUMMIT POINT, WV 25446-4528
Document Number	1192/632
Book / Page	1192 / 632
Instrument Date	Jun 23, 2017
Instrument	201700011985
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$677.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	201 N GEORGE ST STE 101, 101, CHARLES TOWN, WV 25414-1574

Mortgage

Document Number	201700011986
Date	Jun 27, 2017
Instrument	201700011986

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,641.00 (-43.57%)	$141,300 (+13.49%) Land $46,000 Building $95,300	$235,500 (+13.49%) Land $76,600 Building $158,900
2023	$2,908.00	$124,500 Land $46,000 Building $78,500	$207,500 Land $76,600 Building $130,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (54037C), updated July 23, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540379728003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 21% of West Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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