290 Thrift Rd, Warsaw, VA 22572 Property Records

Richmond County property record for 290 Thrift Rd, Warsaw, VA 22572

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1990
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Apr 2021)
Tax Bill	$1,556 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-6C`

Property Details

APN / Parcel Number

Primary APN	`19-6C`
Alternative APNs	`27025` `6274`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Mixed
Carport	Carport
Carport Area	168 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	336 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6274
Street Address	290 THRIFT RD
City	WARSAW
State	VA
Zip	22572-3351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTURAL, GENERAL
Legal Description	290 THRIFT ROAD
Jurisdiction	RICHMOND VA
Township / Civil Division	2
Census Block Group	1
Census Block	1001
Census Tract	40200

Owner

290 Thrift Rd is owned and occupied by an individual who bought it in April 2021.

Source: Richmond County records, as of February 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	290 THRIFT RD, WARSAW, VA 22572-3351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Apr 12, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2021 · Amount on File
Deed Sale	Apr 12, 2021 · Amount on File
Deed Document Number	02021322RS
Deed Book / Page	2021 / 322RS
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND VA
Property Address	290 THRIFT RD, WARSAW, VA 22572-3351
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000505
Date	Jun 24, 2022
Instrument	2022000505

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND VA
Recording Date	Apr 12, 2021
Property Address	290 THRIFT RD, WARSAW, VA 22572-3351
Document Number	2021000322
Instrument Date	Apr 6, 2021
Instrument	2021000322
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 THRIFT RD, WARSAW, VA 22572-3351

Mortgage

Document Number	2021000323
Date	Apr 12, 2021
Instrument	2021000323

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPOR

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 290 Thrift Rd was $1,556.

Source: Richmond County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Richmond County
Unified School District	Richmond County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,556.00	$259,421 Land $28,850 Building $230,571	$259,421 Land $28,850 Building $230,571
2023	$1,196.00	$170,888 Land $27,500 Building $143,388	$170,888 Land $27,500 Building $143,388

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 290 Thrift Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 290 Thrift Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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