290 Stone Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 290 Stone Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,684 sqft · built 1998
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$286,000 (May 2021)
Tax Bill	$1,864 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`356 218`

Property Details

APN / Parcel Number

Primary APN	`356 218`
Alternative APN	`6205251`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,684 sqft Living Area
1st Floor Area	1,684 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2007
Exterior Material	Brick
Lot Area	32,670 sqft (0.75 acres)
Garage Area	884 sqft
Porch	Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	290 STONE RD
City	SALISBURY
State	NC
Zip	28146-8921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	L5 CRESCENT DOWNS SEC 1 .75AC
Legal Subdivision	CESCENT DOWNS
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	3
Census Block	3041
Census Tract	51002

Owner

290 Stone Rd is owned and occupied by two individuals who bought it in May 2021.

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	290 STONE RD, SALISBURY, NC 28146-8921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 1, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Prior Sale	Oct 15, 2019 · Amount on File
Deed Book / Page	1376 / 168
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	290 STONE RD, SALISBURY, NC 28146-8921
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 STONE RD, SALISBURY, NC 28146-8921

Mortgage

Document Number	0014380187
Date	Mar 6, 2024
Book Page	1438/187

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 25, 2054

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 28, 2021
Property Address	290 STONE RD, SALISBURY, NC 28146-8921
Document Number	0013760168
Book / Page	1376 / 168
Map Reference	MB 9995 PG 2000
Instrument Date	May 28, 2021
Transaction Type	Transfer
Record Updated	Jun 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3120 MORGAN RD, 3120, GOLD HILL, NC 28071-6609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 STONE RD, SALISBURY, NC 28146-8921

Mortgage

Document Number	1376169
Date	May 28, 2021
Instrument	1376/169

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	290 STONE RD, SALISBURY, NC 28146-8921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013130452
Date	Aug 1, 2018
Book Page	1313/0452

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 15, 2019
Property Address	290 STONE RD, SALISBURY, NC 28146-8921
Document Number	0013360273
Book / Page	001336 / 000273
Instrument Date	Oct 14, 2019
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 STONE RD SALISBURY NC 281468921, SALISBURY, NC 28146-8921

Tax Assessment & Valuation

The 2026 property tax bill for 290 Stone Rd was $1,864.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,864.00	$278,254 Land $33,000 Building $245,254	$278,254 Land $33,000 Building $245,254
2023	$1,864.00	$278,254 Land $33,000 Building $245,254	$278,254 Land $33,000 Building $245,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 290 Stone Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 290 Stone Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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