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290 State St, Garner, IA 50438 Property Records

Hancock County property record for 290 State St, Garner, IA 50438

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details3,840 sqft · built 1900
Lot Size0.063 acres (2,744 sqft)
OwnerCompany Name on Record
Last Sale$40,000 (May 2018)
Tax Bill$3,430 (2025)
Deeds & MortgagesFeb 2018 Mortgage
May 2018 Sale
Flood ZoneZone X (minimal risk)
APN2101340050

Property Details

APN / Parcel Number

Primary APN2101340050

Interior

Stories2 Stories
Building Area3,840 sqft Gross Area
1st Floor Area1,920 sqft
Basement Area1,920 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area2,744 sqft (0.063 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address290 STATE ST
CityGARNER
StateIA
Zip50438-1122
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal DescriptionORIG LOT 5 BLK 34
Legal Block34
Legal Lot Number5
JurisdictionHANCOCK IA
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1012
Census Tract270100

Owner

Source: Hancock County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 427, GARNER, IA 50438-0427
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2018Deed of Trust, Mortgage
CLEAR LAKE BANK & TRUST
May 1, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2018 · Amount on Record
Deed SaleMay 1, 2018 · Amount on Record
Deed Document Number201818-0762
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IA
Property Address290 STATE ST, GARNER, IA 50438-1122
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00000180333
DateFeb 22, 2018
Instrument0000018-0333
Lender
NameCLEAR LAKE BANK & TRUST
Agreement
AmountAmount Recorded

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK IA
Recording DateMay 1, 2018
Property Address290 STATE ST, GARNER, IA 50438-1122
Document Number00000180762
Instrument DateApr 27, 2018
Instrument0000018-0762
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address750 W 5TH ST, GARNER, IA 50438-1414

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityGarner City
Unified School DistrictGarner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,430.00 (+18.44%)$210,180 (+17.73%) Land $9,220 Building $200,960$210,180 (+17.73%) Land $9,220 Building $200,960
2024$2,896.00 (+7.74%)
2023$178,530 (+14.11%) Land $9,220 Building $169,310$178,530 (+14.11%) Land $9,220 Building $169,310
2022$2,688.00$156,450 Land $9,220 Building $147,230
2021$156,450 Land $9,220 Building $147,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARNER WATER WORKS
serves 3,065 people · EPA ID IA4130075
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comm 1 Connects
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
T-Mobile
Fixed Wireless		100 / 20

May also be available: Winnebago Cooperative Telecom Association.

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