290 Spring St, Red Bank, NJ 07701 Property Records

Monmouth County and Red Bank Borough property record for 290 Spring St, Red Bank, NJ 07701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,076 sqft · built 1910
Lot Size	0.14 acres (6,107 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Dec 2004)
Tax Bill	$15,753 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-00111-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`39-00111-0000-00033`
Alternative APN	`390011100033`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,076 sqft Living Area
1st Floor Area	1,095 sqft
Upper Floors Area	981 sqft
Basement Area	741 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	6,107 sqft (0.14 acres)
Lot Dimensions	149 ft deep x 41 ft wide
Porch	Open Porch
Deck Area	166 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	290 SPRING ST
City	RED BANK
State	NJ
Zip	07701-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	111
Legal Lot Number	33
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RED BANK
Census Block Group	1
Census Block	1006
Census Tract	803500

Owner

290 Spring St is owned and occupied by two individuals who bought it in December 2004.

Source: Monmouth County and Red Bank Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	290 SPRING ST, RED BANK, NJ 07701-2231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 27, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2004 · Amount on File
Deed Sale	Dec 11, 2004 · Amount on File
Deed Book / Page	8421 / 6020
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	290 SPRING ST, RED BANK, NJ 07701-2231
Document Number	0000082681
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	290 SPRING ST RED BANK NJ 077012231, RED BANK, NJ 07701-2231

Mortgage

Document Number	0000082681
Date	Sep 6, 2019
Book Page	009367/002196
Instrument	82681

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 5, 2029

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 27, 2017
Property Address	290 SPRING ST, RED BANK, NJ 07701-2231
Document Number	0000061032
Book / Page	009232 / 009132
Instrument Date	May 5, 2017
Instrument	61032
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	290 SPRING ST RED BANK NJ 077012231, RED BANK, NJ 07701-2231

Mortgage

Document Number	61033
Date	Jun 27, 2017
Book Page	009232/009137
Instrument	61033

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 290 Spring St was $15,753, up 10.2% from the year before.

Source: Monmouth County and Red Bank Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Red Bank Borough
Elementary School District	Red Bank Borough School District (KG - 08)
Secondary School District	Red Bank Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$902,900 (+4.43%) Land $441,600 Building $461,300	$902,900 (+4.43%) Land $441,600 Building $461,300
2025	$15,753.00 (+10.22%)	$864,600 Land $415,200 Building $449,400	$864,600 Land $415,200 Building $449,400
2024	$14,292.00
2023		$744,600 Land $325,200 Building $419,400	$744,600 Land $325,200 Building $419,400
2022	$13,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 290 Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 290 Spring St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED BANK WATER DEPT serves 12,520 people · EPA ID NJ1340001
Water Source	Purchased surface water from NJ AMERICAN WATER - COASTAL NORTH
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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