290 Silver Oak St, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 290 Silver Oak St, Ann Arbor, MI 48103

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$574,130 (Aug 2025)
Tax Bill	$3,815 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H-08-21-375-233`

Property Details

APN / Parcel Number

Primary APN	`H-08-21-375-233`

Exterior

Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	290 SILVER OAK ST
City	ANN ARBOR
State	MI
Zip	48103-7301
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PUD
Legal Description	UNIT 233, TRAILWOODS, WASHTENAW CO CONDO SUBDV PLAN NO. 642. T2S, R5E.
Legal Subdivision	TRAILWOODS CONDOMINIUM
Legal Unit	233
Jurisdiction	WASHTENAW MI
Township / Civil Division	SCIO
Census Block Group	4
Census Block	4000
Census Tract	455000

Owner

290 Silver Oak St, residential vacant land, is owned and occupied by two individuals who bought it in August 2025.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2435 LANCASHIRE DR, ANN ARBOR, MI 48105-1362
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 12, 2025	Warranty Deed, Subdivision Related Transfer GREATER MACOMB TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2025 · Amount on File
Deed Sale	Aug 12, 2025 · Amount on File
Deed Document Number	20256766383
Deed Book / Page	5599 / 411
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	290 SILVER OAK ST, ANN ARBOR, MI 48103-7301
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 SILVER OAK ST, ANN ARBOR, MI 48103-7301

Mortgage

Document Number	0006790706
Date	Mar 30, 2026
Book Page	5623/706
Instrument	6790706

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	290 SILVER OAK ST, ANN ARBOR, MI 48103-7301
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	UNKNOWN, NDT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 LANCASHIRE DR TB, TB, ANN ARBOR, MI 48105-1362

Mortgage

Document Number	0006767335
Date	Aug 20, 2025
Book Page	5600/363
Instrument	6767335

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate

August 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Aug 12, 2025
Property Address	290 SILVER OAK ST, ANN ARBOR, MI 48103-7301
Document Number	0006766383
Book / Page	5599 / 411
Instrument Date	Jun 16, 2025
Instrument	6766383
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025
Title Company	GREATER MACOMB TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$4,308.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13001 23 MILE RD # RD200, RD200, SHELBY TOWNSHIP, MI 48315-2767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 SILVER OAK ST, ANN ARBOR, MI 48103-7301

Tax Assessment & Valuation

The 2025 property tax bill for 290 Silver Oak St was $3,815 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Washtenaw County
County Subdivision	Scio Township
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,600 (+248.61%)	$575,200 (+248.61%)
2025	$3,815.00	$82,500	$165,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 290 Silver Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 290 Silver Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCIO TOWNSHIP serves 8,500 people · EPA ID MI0005977
Water Source	Purchased surface water from ANN ARBOR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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