290 Seawell Loop Rd, Bayboro, NC 28515 Property Records

Pamlico County property record for 290 Seawell Loop Rd, Bayboro, NC 28515

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 2019
Lot Size	4.43 acres (192,971 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Nov 2020)
Tax Bill	$1,150 (2025)
Deeds & Mortgages	Sep 2019 Refinance Nov 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`I04-14-5-1`

Property Details

APN / Parcel Number

Primary APN	`I04-14-5-1`
Alternative APNs	`657189028900` `31591`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Finished Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Lot Area	192,971 sqft (4.43 acres)
Porch	Slab
Porch Area	240 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	31591
Street Address	290 SEAWELL LOOP RD
City	BAYBORO
State	NC
Zip	28515-9469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACK 5 SEAWELL DIV 0010916 657189028900
Jurisdiction	PAMLICO NC
Township / Civil Division	4
Census Block Group	2
Census Block	2016
Census Tract	950103

Owner

290 Seawell Loop Rd is owned by two individuals who bought it in November 2020.

Source: Pamlico County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1651 ALLIGATOR LOOP RD, MERRITT, NC 28556-9585
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Nov 18, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2020 · Amount on File
Deed Sale	Nov 18, 2020 · Amount on File
Deed Book / Page	671 / 272
Prior Transfer Date	Jan 24, 2018
Prior Transfer Doc	0633000662
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	290 SEAWELL LOOP RD, BAYBORO, NC 28515-9469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	653/311
Date	Sep 23, 2019
Book Page	653/311

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Nov 18, 2020
Property Address	290 SEAWELL LOOP RD, BAYBORO, NC 28515-9469
Document Number	671/272
Book / Page	671 / 272
Map Reference	CAB A SL 190-18
Instrument Date	Nov 18, 2020
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 489, BAYBORO, NC 28515-0489

Mortgage

Document Number	671275
Date	Nov 18, 2020
Instrument	671/275

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	193 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 290 Seawell Loop Rd was $1,150.

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,150.00	$165,516 Land $67,891 Building $97,625	$165,516 Land $67,891 Building $97,625
2023	$1,117.00	$165,516 Land $67,891 Building $97,625	$165,516 Land $67,891 Building $97,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 290 Seawell Loop Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	28 (1996–2018)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 14 claims Hurricane Irene, Aug 2011 · 9 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 290 Seawell Loop Rd is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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