290 Sand Pine Dr, Midway, FL 32343 Property Records

Gadsden County property record for 290 Sand Pine Dr, Midway, FL 32343

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,481 sqft · built 2007
Lot Size	0.252 acres (10,992 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Feb 2012)
Tax Bill	$2,218 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-06-1N-2W-1538-0000J-0040`

Property Details

APN / Parcel Number

Primary APN	`4-06-1N-2W-1538-0000J-0040`
Alternative APN	`1234350000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,481 sqft Living Area
Gross Area	2,109 sqft
1st Floor Area	1,481 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,992 sqft (0.252 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	108 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	290 SAND PINE DR
City	MIDWAY
State	FL
Zip	32343-4227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 924 P 1850; OR 757 P 1606;
Legal Range	2W
Legal Township	1N
Legal Section	06
Legal Subdivision	RUSTLING PINES
Legal Block	J
Legal Lot Number	4
Jurisdiction	GADSDEN FL
Township / Civil Division	HAVANA
Census Block Group	2
Census Block	2019
Census Tract	20600

Owner

Source: Gadsden County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	290 SAND PINE CIR, MIDWAY, FL 32343-4215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 26, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 14, 2019	Loan Modification, Mortgage · FHA Mortgage THE MONEY SOURCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2012 · Amount on Record
Deed Sale	Feb 28, 2012 · Amount on Record
Prior Sale	May 22, 2007 · Amount on Record
Deed Document Number	20121626
Deed Book / Page	757 / 1606
Last Transfer Date	Oct 23, 2022
Transfer Doc	0009241850
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GADSDEN FL
Recording Date	Jun 19, 2026
Property Address	290 SAND PINE DR, MIDWAY, FL 32343-4227
Document Number	0000004010
Book / Page	984 / 1638
Instrument Date	Jun 1, 2026
Instrument	20264010
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 SAND PINE DR, MIDWAY, FL 32343-4227

Mortgage

Document Number	0000004010,
Date	Jun 19, 2026
Book Page	984/1638
Instrument	20264010

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GADSDEN FL
Recording Date	Oct 26, 2022
Property Address	290 SAND PINE DR, MIDWAY, FL 32343-4227
Document Number	0009241850
Book / Page	924 / 1850
Map Reference	MB 2 PG 110-127
Instrument Date	Oct 23, 2022
Instrument	220009677
Transaction Type	Transfer
Record Updated	Dec 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 TIMBER RUN, 131, HAVANA, FL 32333-5561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 SAND PINE DR, MIDWAY, FL 32343-4227

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GADSDEN FL
Property Address	290 SAND PINE DR, MIDWAY, FL 32343-4227
Document Number	0008620419
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	290 SAND PINE DR MIDWAY FL 323434227, MIDWAY, FL 32343-4227

Mortgage

Document Number	0008620419
Date	May 13, 2019
Book Page	000862/000419
Instrument	4201

Lender

Name	THE MONEY SOURCE INC
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Gadsden County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Gadsden County
Municipality	Midway City
Unified School District	Gadsden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,218.00 (+3.64%) Homeowner's exemption	$160,661 (+2.9%)	$209,831 (+2.07%) Land $40,500 Building $169,331
2024	$2,140.00 (+2.69%) Homeowner's exemption	$156,134 (+3%)	$205,583 (+6.23%) Land $37,000 Building $168,583
2023	$2,084.00 (-8.32%) Homeowner's exemption	$151,587 (+1.18%)	$193,518 (+6.76%) Land $30,000 Building $163,518
2022	$2,273.00 Homeowner's exemption	$149,812	$181,271 Land $22,000 Building $159,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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