290 S Melrose Ave, Elgin, IL 60123 Property Records

Kane County property record for 290 S Melrose Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 972 sqft · built 1940
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Nov 2021)
Tax Bill$5,297 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-22-253-008

Property Details

APN / Parcel Number

Primary APN06-22-253-008

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area972 sqft Living Area
Gross Area1,944 sqft
1st Floor Area972 sqft
Basement Area972 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleTudor
Exterior MaterialBrick
Lot Area6,600 sqft (0.152 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address290 S MELROSE AVE
CityELGIN
StateIL
Zip60123-7225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH WASHINGTON HEIGHTS LOT 2 NORTHEAST 1/4 SEC 22-41-8 LOT 2 BLOCK 61
Legal Range08
Legal Township41
Legal Section22
Legal SubdivisionSOUTH WASHINGTON HEIGHTS
Legal Block61
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3017
Census Tract854900

Owner

290 S Melrose Ave is owned and occupied by an individual who bought it in November 2021.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address290 S MELROSE AVE, ELGIN, IL 60123-7225
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2021 · Amount on File
Deed SaleNov 15, 2021 · Amount on File
Prior SaleJun 5, 2007 · Amount on File
Deed Document Number202185540
Prior Transfer DateNov 21, 1995
Prior Transfer Doc0000077330
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 15, 2021
Property Address290 S MELROSE AVE, ELGIN, IL 60123-7225
Document Number0000085540
Instrument DateNov 1, 2021
Instrument2021K085540
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3017 CRESCENT AVE, MCHENRY, IL 60050-5733

Mortgage

Document Number0000085541
DateNov 15, 2021
Instrument2021K085541
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 290 S Melrose Ave was $5,297 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,297.00 Homeowner's exemption$77,440 (+8.57%) Land $15,904 Building $61,536$232,413 (+8.57%) Land $47,731 Building $184,682
2024$71,328 Land $14,649 Building $56,679$214,070 Land $43,965 Building $170,105
2022$4,574.00 (+4.79%) Homeowner's exemption$58,757 (+6.96%) Land $12,067 Building $46,690$176,271 (+6.96%) Land $36,201 Building $140,070
2021$4,365.00 Homeowner's exemption$54,934 Land $11,282 Building $43,652$164,802 Land $33,846 Building $130,956

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 290 S Melrose Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 290 S Melrose Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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