290 S Main St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 290 S Main St, Andover, MA 01810

Property Summary

Property Type	Single Family Home
Details	8 bd · 6.5 ba · 9,017 sqft · built 1904
Lot Size	2.27 acres (98,977 sqft)
Owner	2 Individual Names on File
Last Sale	$2,300,000 (Jun 2022)
Tax Bill	$38,658 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00059 B:00004 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00059 B:00004 L:00000`

Interior

Bedrooms	8 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	3 Stories
Building Area	9,017 sqft Living Area
Gross Area	17,018 sqft
Basement Area	2,725 sqft
Unfinished Basement	954 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Mansion
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	98,977 sqft (2.27 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	290 S MAIN ST
City	ANDOVER
State	MA
Zip	01810-4923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	4
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1010
Census Tract	254302

Owner

290 S Main St is owned and occupied by two individuals who bought it in June 2022.

Source: Essex County and Andover Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	290 S MAIN ST, ANDOVER, MA 01810-4923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BERKSHIRE BANK
Aug 28, 2017	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on File
Deed Sale	Jun 27, 2022 · Amount on File
Prior Sale	Aug 28, 2017 · Amount on File
Deed Document Number	202215222
Deed Book / Page	17489 / 197
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Jun 27, 2022
Property Address	290 S MAIN ST, ANDOVER, MA 01810-4923
Document Number	017489-197
Book / Page	17489 / 197
Instrument Date	Jun 27, 2022
Instrument	15222
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 PERCY RD, LEXINGTON, MA 02421-5618

Mortgage

Document Number	0000015223
Date	Jun 27, 2022
Instrument	15223

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 1, 2029
Max Rate At Change	2.75%
Index	Other

August 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	ANDOVER MA
Recording Date	Aug 28, 2017
Property Address	290 S MAIN ST, ANDOVER, MA 01810-4923
Document Number	15201-329
Book / Page	015201 / 000329
Instrument Date	Aug 25, 2017
Instrument	22132
Transaction Type	Foreclosure
Record Updated	Sep 19, 2017

Transaction

Amount	Amount on Record
Tax	$7,161.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500

Tax Assessment & Valuation

The 2025 property tax bill for 290 S Main St was $38,658, up 0.6% from the year before.

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$38,658.00 (+0.58%)	$3,095,100 (+3.72%) Land $673,100 Building $2,422,000	$2,659,335
2024	$38,436.00 (+4.13%)	$2,984,200 (+10.44%) Land $668,200 Building $2,316,000
2023	$36,912.00	$2,702,200 Land $620,300 Building $2,081,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 290 S Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1996–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 290 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Main St

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