290 Ridgeway Dr, Cataula, GA 31804 Property Records

Harris County property record for 290 Ridgeway Dr, Cataula, GA 31804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,533 sqft · built 1996
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,900 (Oct 2020)
Tax Bill	$3,775 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`049 107`

Property Details

APN / Parcel Number

Primary APN	`049 107`
Alternative APN	`7106`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,533 sqft Heated Area
1st Floor Area	2,533 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Terrain	Rolling

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	24 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Utility Building	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7106
Street Address	290 RIDGEWAY DR
City	CATAULA
State	GA
Zip	31804-2640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 7 HOLLY RIDGE
Legal Subdivision	HOLLY RIDGE
Legal Lot Number	7
Jurisdiction	HARRIS GA
Township / Civil Division	WAVERLY HALL
Census Block Group	3
Census Block	3011
Census Tract	120401

Owner

Source: Harris County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	290 RIDGEWAY DR, CATAULA, GA 31804-2640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2017	Deed of Trust, Mortgage PHENIX GIRARD BANK
Oct 13, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTY MORTGAGE
May 29, 2019	Warranty Deed, Transfer · Conventional Mortgage AUBURN BANK
Apr 12, 2019	Warranty Deed, Transfer
May 10, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Prior Sale	May 29, 2019 · Amount on Record
Deed Document Number	20201615
Deed Book / Page	1791 / 183
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS GA
Property Address	290 RIDGEWAY DR, CATAULA, GA 31804-2640
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001502/446
Date	Jul 21, 2017
Book Page	1502/446

Lender

Name	PHENIX GIRARD BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2018

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS GA
Recording Date	Oct 13, 2020
Property Address	290 RIDGEWAY DR, CATAULA, GA 31804-2640
Document Number	001791/183
Book / Page	1791 / 183
Instrument Date	Oct 13, 2020
Instrument	2020-001615
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 RIDGEWAY DR, CATAULA, GA 31804-2640

Mortgage

Document Number	0000001791/0000000186
Date	Oct 14, 2020
Book Page	0000001791/0000000186

Lender

Name	GUARANTY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS GA
Recording Date	May 29, 2019
Property Address	290 RIDGEWAY DR, CATAULA, GA 31804-2640
Document Number	0001610/28
Book / Page	1610 / 28
Instrument Date	May 29, 2019
Instrument	2019-000868
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 RIDGEWAY DR, CATAULA, GA 31804-2640

Mortgage

Document Number	0000001610/0000000030
Date	Jun 13, 2019
Book Page	0000001610/0000000030

Lender

Name	AUBURN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS GA
Recording Date	Apr 12, 2019
Property Address	290 RIDGEWAY DR, CATAULA, GA 31804-2640
Document Number	0001592/65
Book / Page	1592 / 65
Instrument Date	Apr 12, 2019
Instrument	2019-000553
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 RIDGEWAY DR, CATAULA, GA 31804-2640

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS GA
Recording Date	May 10, 2017
Property Address	290 RIDGEWAY DR, CATAULA, GA 31804-2640
Document Number	0001492/70
Book / Page	1492 / 70
Instrument Date	May 10, 2017
Instrument	2017-000559
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 RIDGEWAY DR, CATAULA, GA 31804-2640

Tax Assessment & Valuation

Source: Harris County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Harris County
Unified School District	Harris County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,775.00 (+7.98%) Homeowner's exemption	$145,115 (+12%) Land $10,000 Building $135,115	$362,788 (+12%) Land $25,000 Building $337,788
2023	$3,496.00 (+16.69%) Homeowner's exemption	$129,570 Land $10,000 Building $119,570	$323,926 Land $25,000 Building $298,926
2022	$2,996.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 86% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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