290 Powell Cir, Berlin, MD 21811 Property Records

Worcester County property record for 290 Powell Cir, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,202 sqft · built 2007
Lot Size	0.508 acres (22,121 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Sep 2022)
Tax Bill	$6,158 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-161692`

Property Details

APN / Parcel Number

Primary APN	`03-161692`
Alternative APN	`161692`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,202 sqft Total Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,121 sqft (0.508 acres)
Garage Type	Mixed
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	161692
Street Address	290 POWELL CIR
City	BERLIN
State	MD
Zip	21811-1184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 42 22,121 SQ FT PL 188/28 POWELL CIR FRANKLIN KNOLL SUBD
Legal Subdivision	POWELL CIR FRANKLIN KNOLL SUB
Legal Lot Number	42
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3040
Census Tract	950800

Owner

290 Powell Cir is owned and occupied by two individuals who bought it in September 2022.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	290 POWELL CIR, BERLIN, MD 21811-1184
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed, Transfer · Stand-Alone First Mortgage BANK OF OCEAN CITY
Oct 3, 2018	Deed, Transfer · Conventional Mortgage IMC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	Oct 3, 2018 · Amount on File
Deed Book / Page	8453 / 450
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 6, 2022
Property Address	290 POWELL CIR, BERLIN, MD 21811-1184
Document Number	0084530450
Book / Page	8453 / 450
Map Reference	MB 199 PG 1&2
Instrument Date	Aug 30, 2022
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	290 POWELL CIR, BERLIN, MD 21811-1184

Mortgage

Document Number	0008453454
Date	Sep 6, 2022
Instrument	8453-454

Lender

Name	BANK OF OCEAN CITY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Oct 3, 2018
Property Address	290 POWELL CIR, BERLIN, MD 21811-1184
Document Number	0072960064
Book / Page	7296 / 064
Map Reference	MB199 PG1&2
Instrument Date	Sep 26, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	RESORT LAND & TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10050 GOLF COURSE RD UNIT 22, 22, OCEAN CITY, MD 21842-9807

Mortgage

Document Number	0000729668
Date	Oct 3, 2018
Instrument	7296/68

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 290 Powell Cir was $6,158 with a homeowner's exemption, up 1.8% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,158.00 (+1.84%) Homeowner's exemption	$358,667	$370,500 Land $95,500 Building $275,000
2025	$6,047.00 Homeowner's exemption
2023	$5,845.00	$327,567	$335,000 Land $95,500 Building $239,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 290 Powell Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	6 (2003–2017)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 290 Powell Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Choptank Fiber, Verizon.

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