290 Outer Dr, Fremont, IN 46737 Property Records

Steuben County property record for 290 Outer Dr, Fremont, IN 46737

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,801 sqft · built 1910
Lot Size	1.26 acres (55,278 sqft)
Owner	2 Individual Names on File
Last Sale	$81,000 (May 2018)
Tax Bill	$601 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`76-01-29-120-244.000-002`

Property Details

APN / Parcel Number

Primary APN	`76-01-29-120-244.000-002`
Alternative APNs	`01-29-120-244.000-32` `00000987199`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,801 sqft Living Area
1st Floor Area	1,801 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1979
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	55,278 sqft (1.26 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000987199
Street Address	290 OUTER DR
City	FREMONT
State	IN
Zip	46737-7100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 NE1/4 SEC 29 & W 1/2 VAC COTTAGE RD ADJ E SIDE 1.269A (C) ORD #195
Jurisdiction	STEUBEN IN
Township / Civil Division	CLEAR LAKE
Census Block Group	1
Census Block	1030
Census Tract	970800

Owner

290 Outer Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Steuben County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	290 OUTER DR, FREMONT, IN 46737-7100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Nov 12, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Aug 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage 1ST SOURCE BANK
Oct 16, 2025	Personal Representative Deed, Transfer BARBARA COCHRANE WAGNER LIVING TRUS
May 25, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Prior Sale	May 18, 2018 · Amount on File
Deed Document Number	201850436
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	290 OUTER DR, FREMONT, IN 46737-7100
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020020198
Date	Feb 10, 2020
Instrument	20020198

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	290 OUTER DR, FREMONT, IN 46737-7100
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021110368
Date	Nov 12, 2021
Instrument	21110368

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	290 OUTER DR, FREMONT, IN 46737-7100
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022090508
Date	Sep 15, 2022
Instrument	22090508

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	AUBURN, IN 46706

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Sep 20, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	290 OUTER DR, FREMONT, IN 46737-7100
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 S JACKSON ST, AUBURN, IN 46706-2270

Mortgage

Document Number	0023080374
Date	Aug 21, 2023
Instrument	23080374

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46634

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	144 Months
Due	Aug 20, 2035

October 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	STEUBEN IN
Recording Date	Oct 16, 2025
Property Address	290 OUTER DR, FREMONT, IN 46737-7100
Document Number	0025100297
Instrument Date	Sep 19, 2025
Instrument	25100297
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 OUTER DR, FREMONT, IN 46737-7100

Mortgage

Document Number	0025100298
Date	Oct 16, 2025
Instrument	25100298

Lender

Name	BARBARA COCHRANE WAGNER LIVING TRUS
Type	Private Party

Agreement

Amount	Amount on Record
Term	85 Months
Due	Nov 1, 2032

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN IN
Recording Date	May 25, 2018
Property Address	290 OUTER DR, FREMONT, IN 46737-7100
Document Number	0018050436
Instrument Date	May 18, 2018
Instrument	18050436
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF INDIAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	290 OUTER DR, FREMONT, IN 46737-7100

Mortgage

Document Number	0018050437
Date	May 25, 2018
Instrument	18050437

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 290 Outer Dr was $601 with a homeowner's exemption, up 27.1% from the year before.

Source: Steuben County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Clear Lake Town
County	Steuben County
County Subdivision	Clear Lake Township
Unified School District	Fremont Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$601.00 (+27.06%) Homeowner's exemption	$180,500 (+10.2%) Land $73,800 Building $106,700	$180,500 (+10.2%) Land $73,800 Building $106,700
2024	$473.00 Homeowner's exemption	$163,800 (+4.07%) Land $67,100 Building $96,700	$163,800 (+4.07%) Land $67,100 Building $96,700
2023		$157,400 (+66.03%) Land $63,900 Building $93,500	$157,400 (+66.03%) Land $63,900 Building $93,500
2022	$272.00	$94,800 Land $24,500 Building $70,300	$94,800 Land $24,500 Building $70,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 290 Outer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 290 Outer Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Lakeland Internet Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

Cell Coverage

5G (outdoors only) and 4G LTE

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