290 Orange Ct, Umatilla, FL 32784 Property Records

Lake County property record for 290 Orange Ct, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,126 sqft · built 1980
Lot Size	0.568 acres (24,749 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Apr 2016)
Tax Bill	$3,298 (2024)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-18-26-0700-00C-03600`

Property Details

APN / Parcel Number

Primary APN	`13-18-26-0700-00C-03600`
Alternative APNs	`261813070000C03600` `3761901`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,126 sqft Living Area
Gross Area	2,603 sqft
1st Floor Area	1,878 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	24,749 sqft (0.568 acres)
Lot Dimensions	116 ft deep x 196 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	522 sqft
Utility Building	1,785 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3761901
Street Address	290 ORANGE CT
City	UMATILLA
State	FL
Zip	32784-8642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Description	UMATILLA ORANGE COURT E 21 FT OF LOT 36 LOTS 37 38 BLK C THAT PORTION OF LAKESHORE DR NOW VACATED BOUNDED ON THE N BY S BOUNDARY OF ABOVE PARCEL & W BY S'LY EXTENSION OF W LINE OF E 21 FT OF LOT 36 & S BY LAKE UMATILLA E BY ORANGE COURT PB 9 PG 42 OR
Legal Range	26E
Legal Township	18S
Legal Section	13
Legal Subdivision	ORANGE COURT
Legal Tract	0700
Legal Block	C
Legal Lot Number	36
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1064
Census Tract	30109

Owner

Source: Lake County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	290 ORANGE CT, UMATILLA, FL 32784-8642
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2016 · Amount on Record
Deed Sale	Apr 18, 2016 · Amount on Record
Prior Sale	Jul 15, 2011 · Amount on Record
Deed Document Number	201639457
Deed Book / Page	4767 / 1886
Prior Transfer Date	Apr 10, 2007
Prior Transfer Doc	0034200205
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	290 ORANGE CT, UMATILLA, FL 32784-8642
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 ORANGE CT, UMATILLA, FL 32784-8642

Mortgage

Document Number	0060582117
Date	Nov 30, 2022
Book Page	6058/2117
Instrument	2022153678

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,690 (+2.9%)	$386,418 (-0.01%) Land $126,263 Building $260,155
2025		$203,780 (+5.98%) Land $126,263 Building $77,517	$386,470 (+18.83%) Land $126,263 Building $260,207
2024	$3,298.00 (+4.33%)
2023	$3,161.00 (+3.91%) Homeowner's exemption	$192,280 (+3%)	$325,230 (+6.89%) Land $104,500 Building $220,730
2022	$3,042.00 Homeowner's exemption	$186,680	$304,278 Land $83,600 Building $220,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20