290 Old Diamond Mill Loop, Oldtown, ID 83822 Property Records

Bonner County property record for 290 Old Diamond Mill Loop, Oldtown, ID 83822

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,408 sqft · built 1920
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$133,900 (Jul 2015)
Tax Bill	$554 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`RP000040000050A`

Property Details

APN / Parcel Number

Primary APN	`RP000040000050A`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,408 sqft Finished Area
1st Floor Area	1,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1965
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Aluminum
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Built-in
Pole Barn	768 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	290 OLD DIAMOND MILL LOOP
City	OLDTOWN
State	ID
Zip	83822-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I
Legal Description	24-56N-6W ALBENI FALLS MILL LOT 5 ADD
Legal Range	06W
Legal Township	56N
Legal Section	24
Legal Subdivision	ALBENI FALLS MILL
Legal Lot Number	5
Jurisdiction	BONNER ID
Township / Civil Division	PRIEST RIVER
Census Block Group	3
Census Block	3040
Census Tract	950500

Owner

Source: Bonner County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	290 OLD DIAMOND MILL LOOP, OLDTOWN, ID 83822-5108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2015 · Amount on Record
Deed Sale	Jul 27, 2015 · Amount on Record
Prior Sale	Jan 21, 2010 · Amount on Record
Deed Document Number	2015876834
Prior Transfer Date	Aug 20, 2007
Prior Transfer Doc	0000735840
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	290 OLD DIAMOND MILL LOOP, OLDTOWN, ID 83822-5108
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000955818
Date	Apr 17, 2020
Instrument	955818

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	290 OLD DIAMOND MILL LOOP, OLDTOWN, ID 83822-5108
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000999652
Date	Jan 27, 2022
Instrument	999652

Lender

Name	COLUMBIA STATE BANK
Type	Bank
Address	COEUR D ALENE, ID 83815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of August 22, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Oldtown City
Unified School District	West Bonner County School District 83 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,879 (-2.67%)	$259,879 (-2.67%)
2025	$554.00 (-11.36%) Homeowner's exemption	$266,999 (-19.78%) Land $142,869 Building $124,130	$266,999 (-19.78%) Land $142,869 Building $124,130
2023	$625.00 Homeowner's exemption	$332,854 Land $177,492 Building $155,362	$332,854 Land $177,492 Building $155,362

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1997 · Severe Storms, Snowmelt, Land/mud Slides, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BONNER WATER DIST 1 serves 545 people · EPA ID ID1090151
Water Source	Groundwater
Last State Inspection	Apr 2022
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber · Cable	1,000 / 1,000

May also be available: Verizon.

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