290 N Towson, Macon, IL 62544 Property Records

Macon County property record for 290 N Towson, Macon, IL 62544

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,100 sqft · built 1935
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$58,333 (Dec 2021)
Tax Bill	$1,774 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-16-32-206-001`

Property Details

APN / Parcel Number

Primary APN	`16-16-32-206-001`
Alternative APN	`16-32-206-001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	50 ft deep x 140 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	300 sqft

Location & Zoning

Account Number	161632206001
Street Address	290 N TOWSON
City	MACON
State	IL
Zip	62544-9589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	RR ADD TO TOWN OF MACON LOT 8 BLK 8 140X50
Legal Subdivision	RR ADD TO TOWN OF MACON
Legal Block	8
Legal Lot Number	8
Jurisdiction	MACON IL
Township / Civil Division	SOUTH MACON
Census Block Group	2
Census Block	2082
Census Tract	2602

Owner

290 N Towson is owned and occupied by two individuals who bought it in December 2021.

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	290 N TOWSON, MACON, IL 62544-9589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage STALEY CU
Oct 1, 2019	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
May 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Prior Sale	Oct 1, 2019 · Amount on File
Deed Document Number	20211989783
Deed Book / Page	4867 / 160
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Dec 8, 2021
Property Address	290 N TOWSON, MACON, IL 62544-9589
Document Number	004867/160
Book / Page	4867 / 160
Map Reference	BK 4 PG 406
Instrument Date	Nov 24, 2021
Instrument	1989783
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	290 N TOWSON, MACON, IL 62544-9589

Mortgage

Document Number	19897844867162
Date	Dec 8, 2021
Instrument	19897844867162

Lender

Name	REGIONS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	3.25%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	290 N TOWSON, MACON, IL 62544-9589
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	CENTRAL ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4788/540
Date	Dec 7, 2020
Book Page	4788/540
Instrument	1971491

Lender

Name	STALEY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2035

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Oct 1, 2019
Property Address	290 N TOWSON, MACON, IL 62544-9589
Document Number	4700/448
Book / Page	4700 / 448
Map Reference	PB 4 PG 406
Instrument Date	Sep 30, 2019
Instrument	1951897
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	290 N TOWSON, MACON, IL 62544-9589

Mortgage

Document Number	1951898
Date	Oct 1, 2019
Instrument	1951898

Lender

Name	BUSEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.5%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON IL
Recording Date	May 24, 2017
Property Address	290 N TOWSON, MACON, IL 62544-9589
Document Number	4563/438
Book / Page	4563 / 438
Instrument Date	May 22, 2017
Instrument	1919189
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 290 N Towson was $1,774 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	South Macon Township
Municipality	Macon City
Unified School District	Meridian Community Unit School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,774.00	$30,080 Land $3,369 Building $26,711	$90,249 Land $10,108 Building $80,141

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 290 N Towson in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 290 N Towson has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOODY COMMUNITY WATER COMPANY serves 232 people · EPA ID IL1150020
Water Source	Purchased groundwater from MACON
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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