Barnstable County and Barnstable Town City property record for 290 Main St, Cotuit, MA 02635
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 3,111 sqft · built 1979 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,920 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | COTU M:022 L:008 |
| Primary APN | COTU M:022 L:008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,111 sqft Living Area |
| Gross Area | 6,834 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 55,321 sqft (1.27 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 10311 |
|---|---|
| Street Address | 290 MAIN ST |
| City | COTUIT |
| State | MA |
| Zip | 02635-3122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 13200 |
Source: Barnstable County and Barnstable Town City records · APN COTU M:022 L:008
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 290 MAIN ST, COTUIT, MA 02635-3122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Jun 15, 2017 | Deed of Trust, Mortgage · Line of Credit EASTERN BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Apr 28, 2021 |
| Transfer Doc | 34056-297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COTUIT MA |
| Recording Date | Apr 21, 2026 |
| Property Address | 290 MAIN ST, COTUIT, MA 02635-3122 |
| Document Number | 0037576-42 |
| Book / Page | 37576 / 42 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202614953 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 290 MAIN ST, COTUIT, MA 02635-3122 |
| Document Number | 0000014953, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 37576/42 |
| Instrument | 202614953 |
| Name | EASTERN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 290 MAIN ST, COTUIT, MA 02635-3122 |
| Document Number | 30600-148 |
| Book / Page | 030600 / 000148 |
| Instrument Date | Jun 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Name | Verified Name |
|---|
| Document Number | 30600-148 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 030600/000148 |
| Instrument | 32927 |
| Name | EASTERN BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,920.00 (+11.18%) | $1,068,300 (+4.92%) Land $306,300 Building $762,000 | $1,279,745 |
| 2024 | $8,023.00 (+1.81%) | $1,018,200 (+8.16%) Land $306,300 Building $711,900 | |
| 2023 | $7,880.00 | $941,400 Land $303,700 Building $637,700 |
Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), as of October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010132003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (1991–1997) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 1997 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 131 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA4020003, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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