290 High St Ext, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 290 High St Ext, Lancaster, MA 01523

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,056 sqft · built 1985
Lot Size0.76 acres (33,106 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Dec 2021)
Tax Bill$6,871 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jun 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNLANC M:038.0 B:0000 L:0086.D

Property Details

APN / Parcel Number

Primary APNLANC M:038.0 B:0000 L:0086.D

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
Basement Area1,056 sqft
Unfinished Basement912 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area33,106 sqft (0.76 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address290 HIGH STREET EXT
CityLANCASTER
StateMA
Zip01523-2030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number86.D
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1033
Census Tract713100

Owner

290 High St Ext is owned and occupied by two individuals who bought it in December 2021.

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address290 HIGH STREET EXT, LANCASTER, MA 01523-2030
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Jun 20, 2017Deed of Trust, Mortgage
CLINTON SAVINGS BANK
Jul 1, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA
Oct 3, 2018Quit Claim Deed, Transfer
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2021 · Amount on File
Deed SaleDec 6, 2021 · Amount on File
Prior SaleOct 3, 2018 · Amount on File
Deed Book / Page66684 / 50
Record UpdatedOct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateDec 6, 2021
Property Address290 HIGH STREET EXT, LANCASTER, MA 01523-2030
Document Number0066684-50
Book / Page66684 / 50
Instrument DateDec 6, 2021
Instrument170377
Transaction TypeTransfer
Record UpdatedDec 24, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address290 HIGH STREET EXT, LANCASTER, MA 01523-2030

Mortgage

Document Number0000170378
DateDec 6, 2021
Instrument170378
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address290 HIGH STREET EXT, LANCASTER, MA 01523-2030
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number57287-260
DateJun 20, 2017
Book Page57287/260
Instrument63743
Lender
NameCLINTON SAVINGS BANK
TypeBank
Agreement
AmountAmount on Record

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Property Address290 HIGH STREET EXT, LANCASTER, MA 01523-2030
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number62709-285
DateJul 1, 2020
Book Page62709/285
Instrument70010
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueAug 1, 2035

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateOct 3, 2018
Property Address290 HIGH STREET EXT, LANCASTER, MA 01523-2030
Document Number59503-118
Book / Page59503 / 118
Instrument105403
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$46.77
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number595030121
DateOct 3, 2018
Instrument59503/0121
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
AmountAmount on Record
Term360 Months
DueOct 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 290 High St Ext was $6,871.

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,871.00$425,200 Land $114,500 Building $310,700$417,335 (+5.8%)
2024$394,440
2023$5,886.00$342,400 Land $96,900 Building $245,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 290 High St Ext in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims27 (1978–2010)
Claims Outside the SFHA4 of 27
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 290 High St Ext is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER WATER DEPARTMENT
serves 6,000 people · EPA ID MA2147000
Water SourceGroundwater
Last State InspectionMar 2026
Lead17 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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