Montgomery County property record for 290 Harrowgate Dr, Clarksville, TN 37043
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,825 sqft · built 2023 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,349 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82I I 5.00 |
| Primary APN | 82I I 5.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 3,825 sqft Living Area |
| 1st Floor Area | 2,376 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 921 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 290 HARROWGATE DR |
|---|---|
| City | CLARKSVILLE |
| State | TN |
| Zip | 37043-1595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | COPPERSTONE |
| Legal Block | 3 |
| Legal Lot Number | 68 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 15 |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 101803 |
Source: Montgomery County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION |
| Nov 14, 2023 | Warranty Deed, Subdivision Related Transfer · VA Mortgage LEGACY MORTGAGE SERVICES INC |
| Jun 15, 2023 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Jun 30, 2026 |
| Property Address | 290 HARROWGATE DR, CLARKSVILLE, TN 37043-1595 |
| Document Number | 0001549545 |
| Book / Page | 2497 / 494 |
| Instrument Date | Jun 13, 2026 |
| Instrument | 20261549545 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 290 HARROWGATE DR, CLARKSVILLE, TN 37043-1595 |
| Document Number | 0001549545, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 2497/494 |
| Instrument | 20261549545 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Nov 14, 2023 |
| Property Address | 290 HARROWGATE DR, CLARKSVILLE, TN 37043-1595 |
| Document Number | 02335/2567 |
| Book / Page | 2335 / 2567 |
| Map Reference | MB K PG 4 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 1442920 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 10, 2024 |
| Title Company | MASSEY TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,889.46 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 290 HARROWGATE DR, CLARKSVILLE, TN 37043-1595 |
| Document Number | 0001442921 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 1442921 |
| Name | LEGACY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 290 HARROWGATE DR, CLARKSVILLE, TN 37043-1595 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002305/205 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | 2305/205 |
| Instrument | 1426453 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 38020 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 13, 2024 |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,349.00 (+2.13%) | $193,725 (-) | $774,900 (-) Land $120,000 Building $654,900 |
| 2024 | $8,175.00 (+1,040.17%) | $193,725 (+1,039.56%) | $774,900 (+1,039.56%) Land $120,000 Building $654,900 |
| 2023 | $717.00 (+41.14%) | $17,000 (-) | $68,000 (-) Land $68,000 |
| 2022 | $508.00 | $17,000 | $68,000 Land $68,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| CDE Lightband Fiber | 1,000 / 1,000 |
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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