290 Georgetown Ln, Cherokee, AL 35616 Property Records

Colbert County property record for 290 Georgetown Ln, Cherokee, AL 35616

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,418 sqft · built 2017
Lot Size	0.291 acres (12,676 sqft)
Owner	Individual Name on File
Tax Bill	$2,299 (2026)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-05-22-0-000-008.001`

Property Details

APN / Parcel Number

Primary APN	`06-05-22-0-000-008.001`
Alternative APNs	`38265` `14294`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,418 sqft Adjusted Area
Gross Area	1,862 sqft
1st Floor Area	1,862 sqft
2nd Floor Area	1,434 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Flat
Roof Material	Metal
Lot Area	12,676 sqft (0.291 acres)
Lot Dimensions	156 ft deep x 81.4 ft wide
Loading Dock	2,160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	14294
Street Address	290 GEORGETOWN LN
City	CHEROKEE
State	AL
Zip	35616-5422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 15 & 16 MULBERRY CREEK 81.36 WF X 165 IRR /DB 2008 PG 5071 & DB 2008 PG 5798-5799 (CORRECTIVE) & DB 2009 PG
Legal Range	13W
Legal Township	03S
Legal Section	22
Legal Subdivision	MULBERRY CREEK /3-267
Legal Lot Number	15&16
Jurisdiction	COLBERT AL
Township / Civil Division	CHEROKEE
Census Block Group	1
Census Block	1191
Census Tract	21000

Owner

Source: Colbert County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1005 OLEANDER ST, FRANKLIN, TN 37064-1441
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 9, 2009
Transfer Doc	2009/33602
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLBERT AL
Property Address	290 GEORGETOWN LN, CHEROKEE, AL 35616-5422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/17186
Date	Jun 15, 2018
Book Page	2018/17186
Instrument	201817186

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2028
Min Rate At Change	2.5%
Max Rate At Change	9.7%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Colbert County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Colbert County
Unified School District	Colbert County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,299.00 (+5.99%)
2025	$2,169.00 (+16.18%)	$62,300 (+2.84%) Land $15,180 Building $47,120	$622,800 (+2.82%) Land $151,700 Building $471,100
2024	$1,867.00 (+4.36%)	$60,580 (+4.45%) Land $14,760 Building $45,820	$605,700 (+4.49%) Land $147,600 Building $458,100
2023	$1,789.00 (+1.19%)	$58,000 (+1.26%)	$579,700 (+1.19%) Land $143,500 Building $436,200
2022	$1,768.00	$57,280	$572,880 Land $136,680 Building $436,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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