290 Falls Ave, Granite Falls, NC 28630 Property Records

Caldwell County property record for 290 Falls Ave, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 2006
Lot Size	0.853 acres (37,177 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Apr 2006)
Tax Bill	$2,243 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08112 1 32A`

Property Details

APN / Parcel Number

Primary APN	`08112 1 32A`
Alternative APN	`154111`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Heated Area
Gross Area	2,730 sqft
1st Floor Area	1,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,177 sqft (0.853 acres)
Lot Dimensions	329 ft deep x 113 ft wide
Garage Type	Finished
Garage Area	1,240 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	154111
Street Address	290 FALLS AVE
City	GRANITE FALLS
State	NC
Zip	28630-8639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1837 PG 1864 YR 2013 ST 255.00
Legal Subdivision	M O KINCAID & D A PENNELL
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	3
Census Block	3028
Census Tract	31302

Owner

290 Falls Ave is owned and occupied by two individuals who bought it in April 2006.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	290 FALLS AVE, GRANITE FALLS, NC 28630-8639
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 16, 2018	Deed of Trust, Mortgage · Conventional with PMI STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2006 · Amount on File
Deed Sale	Apr 26, 2006 · Amount on File
Prior Sale	Mar 17, 2003
Deed Book / Page	1592 / 1432
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	290 FALLS AVE, GRANITE FALLS, NC 28630-8639
Transaction Type	Mortgage
Record Updated	Jan 26, 2023
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 FALLS AVE, GRANITE FALLS, NC 28630-8639

Mortgage

Document Number	0020700699
Date	Nov 3, 2022
Book Page	2070/699
Instrument	10078421

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	290 FALLS AVE, GRANITE FALLS, NC 28630-8639
Document Number	0010020659
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 FALLS AVE GRANITE FALLS NC 286308639, GRANITE FALLS, NC 28630-8639

Mortgage

Document Number	0010020659
Date	Mar 26, 2018
Book Page	001938/000003
Instrument	10020659

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

The 2026 property tax bill for 290 Falls Ave was $2,243, down 5.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,243.00 (-5.72%)	$310,000 (-) Land $18,700 Building $291,300
2025	$2,379.00	$310,000 Land $18,700 Building $291,300	$310,000 Land $18,700 Building $291,300
2023		$154,300 (-) Land $18,700 Building $135,600	$154,300 (-) Land $18,700 Building $135,600
2022	$1,443.00	$154,300 Land $18,700 Building $135,600	$154,300 Land $18,700 Building $135,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 290 Falls Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 290 Falls Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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