Putnam County property record for 290 E Peniel Rd, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,371 sqft · built 1990 |
| Lot Size | 3.13 acres (136,343 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $312 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-10-26-0000-075.0-000.0 |
| Primary APN | 21-10-26-0000-075.0-000.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 2,371 sqft Living Area |
| 1st Floor Area | 2,903 sqft |
| Flooring | Steel Beam |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 136,343 sqft (3.13 acres) |
| Porch | Porch |
| Porch Area | 262 sqft |
| Deck Area | 340 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 80956 |
|---|---|
| Street Address | 290 E PENIEL RD |
| City | PALATKA |
| State | FL |
| Zip | 32177-8493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF E1/2 OF SW1/4 OR426 P410 |
| Legal Range | 26E |
| Legal Township | 10S |
| Legal Section | 21 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950600 |
290 E Peniel Rd is owned and occupied by two individuals.
Source: Putnam County records, as of January 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 290 E PENIEL RD, PALATKA, FL 32177-8493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 290 E PENIEL RD, PALATKA, FL 32177-8493 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 290 E PENIEL RD, PALATKA, FL 32177-8493 |
| Document Number | 0018351691 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 1835/1691 |
| Instrument | 202554028818 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 290 E Peniel Rd was $312 with a senior citizen's exemption.
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $312.00 Senior Citizen's exemption | $166,410 | $249,190 Land $50,080 Building $199,110 |
| 2023 | $255.00 (-1.54%) Senior Citizen's exemption | $157,010 (+3%) | $254,250 (+13.88%) Land $37,560 Building $216,690 |
| 2022 | $259.00 Senior Citizen's exemption | $152,440 | $223,260 Land $37,560 Building $185,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 290 E Peniel Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2004–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 290 E Peniel Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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