St. Charles County property record for 290 E Governor Pl, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,844 sqft · built 1996 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $305,000 (Nov 2013) |
| Tax Bill | $6,676 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A965000327 |
| Primary APN | A965000327 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,844 sqft Living Area |
| Gross Area | 4,812 sqft |
| 1st Floor Area | 1,432 sqft |
| Basement Area | 1,408 sqft |
| Finished Basement | 1,100 sqft |
| Unfinished Basement | 308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A965000327 |
|---|---|
| Street Address | 290 E GOVERNOR PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | PRESIDIO LOT 21 |
| Legal Subdivision | PRESIDIO |
| Legal Lot Number | 21 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 310602 |
Source: St. Charles County records · APN A965000327
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 290 E GOVERNOR PL, SAINT CHARLES, MO 63301-4554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Nov 16, 2021 | Intrafamily Transfer, Transfer |
| Nov 13, 2020 | Deed of Trust, Mortgage GUILD MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 08, 2013 · Amount on Record |
| Deed Sale | Nov 08, 2013 · Amount on Record |
| Prior Sale | Apr 08, 2011 · Amount on Record |
| Deed Document Number | 2013852270 |
| Deed Book / Page | 6117 / 1869 |
| Last Transfer Date | Nov 09, 2021 |
| Transfer Doc | 2021R093914 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 16, 2021 |
| Property Address | 290 E GOVERNOR PL, SAINT CHARLES, MO 63301-4554 |
| Document Number | 2021R093914 |
| Map Reference | MB 33 PG 24-27 |
| Instrument Date | Nov 09, 2021 |
| Instrument | 2021R-093914 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 290 E GOVERNOR PL, SAINT CHARLES, MO 63301-4554 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 290 E GOVERNOR PL, SAINT CHARLES, MO 63301-4554 |
| Document Number | 0000090780 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 290 E GOVERNOR PL ST CHARLES MO 633014554, ST CHARLES, MO 63301-4554 |
| Document Number | 0000090780 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 90780 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 22, 2035 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,676.00 (+8.57%) | $102,542 (+11.65%) | $539,695 (+11.65%) Land $80,000 Building $459,695 |
| 2024 | $6,149.00 | ||
| 2023 | $91,839 | ||
| 2022 | $483,365 Land $60,000 Building $423,365 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 61 (1979–2022) |
| Claims Outside the SFHA | 16 of 61 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 221 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES PWS serves 78,961 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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