290 Deer Pasture Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 290 Deer Pasture Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,498 sqft · built 2006
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$329,500 (May 2020)
Tax Bill	$1,846 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`447900489519000`

Property Details

APN / Parcel Number

Primary APN	`447900489519000`
Alternative APN	`51940`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,498 sqft Heated Area
Upper Floors Area	420 sqft
Basement Area	532 sqft
Finished Basement	532 sqft
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Lot Dimensions	278 ft deep x 164 ft wide
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	686 sqft
Deck Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	51940
Street Address	290 DEER PASTURE LN
City	MURPHY
State	NC
Zip	28906-6089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLK 4 WELLS LAKE EST 960/724
Legal Subdivision	WELLS LAKE EST
Legal Block	4
Legal Lot Number	15
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1036
Census Tract	930604

Owner

290 Deer Pasture Ln is owned and occupied by an individual who bought it in May 2020.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Mailing Address	290 DEER PASTURE LN, MURPHY, NC 28906-6089
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 18, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on File
Deed Sale	May 18, 2020 · Amount on File
Deed Document Number	2430
Deed Book / Page	1644 / 51
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	290 DEER PASTURE LN, MURPHY, NC 28906-6089
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1683/1061
Date	Jun 16, 2021
Book Page	1683/1061
Instrument	4059

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 18, 2020
Property Address	290 DEER PASTURE LN, MURPHY, NC 28906-6089
Document Number	1644/51
Book / Page	1644 / 51
Instrument Date	Apr 22, 2020
Instrument	2430
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$659.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	290 DEER PASTURE LN, 290, MURPHY, NC 28906-6089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 DEER PASTURE LN, MURPHY, NC 28906-6089

Mortgage

Document Number	164454
Date	May 18, 2020
Instrument	1644/54

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 290 Deer Pasture Ln was $1,846.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,846.00	$312,230	$312,230 Land $70,000 Building $242,230
2023		$312,230	$312,230 Land $70,000 Building $242,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 290 Deer Pasture Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 290 Deer Pasture Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	70 / 3

May also be available: Blue Ridge Mountain EMC, Peachtree Broadband Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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