290 David St, Pontiac, MI 48341 Property Records

Oakland County property record for 290 David St, Pontiac, MI 48341

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 2,081 sqft · built 2003
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$209,000 (Oct 2020)
Tax Bill$3,983 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Oct 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN64-14-30-252-166

Property Details

APN / Parcel Number

Primary APN64-14-30-252-166

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,081 sqft Living Area
1st Floor Area1,281 sqft
Basement Area992 sqft
Unfinished Basement992 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage Area449 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area222 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address290 DAVID ST
CityPONTIAC
StateMI
Zip48341-1062
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeKI
Legal DescriptionT3N, R10E, SEC 29 & 30 OAKLAND COUNTY CONDOMINIUM PLAN NO 1503 THEPARKS AT STONEGATE POINTE UNIT 178 L 27745 P 474 3-3-03 FR 200-009
Legal Range10E
Legal Township03N
Legal Section29
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit178
JurisdictionOAKLAND MI
Township / Civil DivisionPONTIAC
Census Block Group4
Census Block4007
Census Tract140900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Eastern Michigan Asylum Historic District
listed 1981 · 33 contributing resources · NRIS 81000315

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

290 David St, a condominium, is owned and occupied by an individual who bought it in October 2020.

Source: Oakland County records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address290 DAVID ST, PONTIAC, MI 48341-1062
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · Line of Credit
VIBE CREDIT UNION
Oct 12, 2022Deed of Trust, Mortgage · Line of Credit
GENISYS CU
Oct 12, 2022Deed of Trust, Mortgage · Line of Credit
GENISYS CU
Aug 24, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Oct 27, 2020Warranty Deed, Transfer
BANKERS TITLE SETMNT SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2020 · Amount on File
Deed SaleOct 27, 2020 · Amount on File
Prior SaleNov 17, 2003 · Amount on File
Deed Document Number2020222866
Deed Book / Page55063 / 316
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateJun 23, 2026
Property Address290 DAVID ST, PONTIAC, MI 48341-1062
Document Number0000089033
Book / Page61305 / 775
Instrument DateJun 12, 2026
Instrument202689033
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address290 DAVID ST, PONTIAC, MI 48341-1062
InvestorPossibly a Property Investor

Mortgage

Document Number0000089033,
DateJun 23, 2026
Book Page61305/775
Instrument202689033
Lender
NameVIBE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.36%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address290 DAVID ST, PONTIAC, MI 48341-1062
Transaction TypeMortgage
Record UpdatedNov 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address290 DAVID ST, PONTIAC, MI 48341-1062

Mortgage

Document Number0000457138
DateOct 12, 2022
Book Page58183/459
Instrument457138
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueOct 4, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address290 DAVID ST, PONTIAC, MI 48341-1062
Transaction TypeMortgage
Record UpdatedNov 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address290 DAVID ST, PONTIAC, MI 48341-1062

Mortgage

Document Number0000457139
DateOct 12, 2022
Book Page58183/475
Instrument457139
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueOct 4, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address290 DAVID ST, PONTIAC, MI 48341-1062
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address290 DAVID ST, PONTIAC, MI 48341-1062

Mortgage

Document Number0000205472
DateAug 24, 2021
Book Page56741/384
Instrument205472
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 27, 2020
Property Address290 DAVID ST, PONTIAC, MI 48341-1062
Document Number0000222866
Book / Page55063 / 316
Map ReferenceLB 27745 PG 474-519
Instrument DateOct 16, 2020
Instrument222866
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyBANKERS TITLE SETMNT SVCS

Transaction

AmountAmount on Record
Tax$1,797.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address290 DAVID ST, 290, PONTIAC, MI 48341-1062

Transferred To (Grantee/Buyer)

NameVerified Name
Address551 HIGHLAND AVE, PONTIAC, MI 48341-2838

Tax Assessment & Valuation

The 2025 property tax bill for 290 David St was $3,983 with a homeowner's exemption, down 4.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityPontiac City
Unified School DistrictPontiac City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,983.00 (-4.3%) Homeowner's exemption$119,330$238,660
2024$4,162.00
2023$109,550$219,100
2021$3,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 290 David St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 290 David St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPONTIAC
serves 63,776 people · EPA ID MI0005440
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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