290 Cove At Eagle Lake Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 290 Cove At Eagle Lake Cir, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,314 sqft · built 2020
Lot Size	0.239 acres (10,402 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Nov 2022)
Tax Bill	$3,611 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-29-05-671501-000040`

Property Details

APN / Parcel Number

Primary APN	`26-29-05-671501-000040`
Alternative APNs	`052926671501000040` `52926000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,314 sqft Living Area
Gross Area	2,954 sqft
1st Floor Area	2,314 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	10,402 sqft (0.239 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Florida Room
Shed	1 Shed

Location & Zoning

Street Address	290 COVE AT EAGLE LAKE CIR
City	EAGLE LAKE
State	FL
Zip	33839-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVE AT EAGLE LAKE PB 180 PGS 5-6 LOT 4
Legal Range	26E
Legal Township	29S
Legal Section	05
Legal Subdivision	COVE AT EAGLE LAKE
Legal Block	1
Legal Lot Number	4
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1023
Census Tract	14600

Owner

290 Cove At Eagle Lake Cir is owned and occupied by two individuals who bought it in November 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	290 COVE AT EAGLE LAKE CIR, EAGLE LAKE, FL 33839-5409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME SOLUTION LENDERS INC
Jul 29, 2020	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2022 · Amount on File
Deed Sale	Nov 23, 2022 · Amount on File
Prior Sale	Jul 29, 2020 · Amount on File
Deed Document Number	2022304915
Deed Book / Page	12493 / 613
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 23, 2022
Property Address	290 COVE AT EAGLE LAKE CIR, EAGLE LAKE, FL 33839-5409
Document Number	0000304915
Book / Page	12493 / 613
Map Reference	MB 180 PG 5&6
Instrument Date	Nov 18, 2022
Instrument	2022304915
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 7, 2022
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 1925, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 COVE AT EAGLE LAKE CIR, EAGLE LAKE, FL 33839-5409

Mortgage

Document Number	0012493614
Date	Nov 23, 2022
Instrument	12493/614

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 29, 2020
Property Address	290 COVE AT EAGLE LAKE CIR, EAGLE LAKE, FL 33839-5409
Document Number	0113152178
Book / Page	011315 / 002178
Instrument Date	Jul 14, 2020
Instrument	152741
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$434.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1925 E EDGERWOOD DR #100 LAKELAND FL 33803, 100, LAKELAND, FL 33803
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 290 Cove At Eagle Lake Cir was $3,611 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,685 (-8.38%) Land $64,000 Building $222,685	$286,685 (-8.38%) Land $64,000 Building $222,685
2025	$3,611.00	$312,900 Land $64,000 Building $248,900	$312,900 Land $64,000 Building $248,900
2023	$4,991.00 (+61.52%)	$317,872 (+60.27%) Land $62,000 Building $255,872	$317,872 (+60.27%) Land $62,000 Building $255,872
2022	$3,090.00	$198,339 Land $52,000 Building $146,339	$198,339 Land $52,000 Building $146,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 290 Cove At Eagle Lake Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 290 Cove At Eagle Lake Cir is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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