Martin County property record for 290 Coldwater Rd, Inez, KY 41224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,374 sqft · built 1980 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,000 (Jul 2001) |
| Tax Bill | $648 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 028-04-02-001.00 |
| Primary APN | 028-04-02-001.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,374 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 54,450 sqft (1.25 acres) |
| View / Lot | Flood Plain/Flood Zone |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 290 COLDWATER RD |
|---|---|
| City | INEZ |
| State | KY |
| Zip | 41224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.25 ACRE & IMP |
| Jurisdiction | MARTIN KY |
| Township / Civil Division | INEZ |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 950201 |
290 Coldwater Rd is owned and occupied by two individuals who bought it in July 2001.
Source: Martin County records, as of February 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 846, INEZ, KY 41224-0846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2001 · Amount on File |
| Deed Sale | Jul 1, 2001 · Amount on File |
| Deed Document Number | 0000143289 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 290 Coldwater Rd was $648 with a homeowner's exemption.
Source: Martin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $648.00 Homeowner's exemption | $89,000 Land $10,000 Building $79,000 | $89,000 Land $10,000 Building $79,000 |
| 2023 | $682.00 Homeowner's exemption | $89,000 Land $10,000 Building $79,000 | $89,000 Land $10,000 Building $79,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 290 Coldwater Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 20 (2004–2025) |
| Claims Outside the SFHA | 8 of 20 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 290 Coldwater Rd is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 88% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO WATER DISTRICT #1 serves 9,003 people · EPA ID KY0800273 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2023 Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
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