290 Chestnut St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 290 Chestnut St, Oneonta, NY 13820

Property Summary

Property TypeApartments (5+ Units)
Details8,172 sqft · built 1975
Lot Size3.4 acres (148,104 sqft)
OwnerCompany Name on File
Last Sale$360,000 (Dec 2021)
Tax Bill$31,264 (2026)
Deeds & MortgagesDec 2021 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN361200 299.8-1-77

Property Details

APN / Parcel Number

Primary APN361200 299.8-1-77
Alternative APNs
  • 120029900800010770000000
  • 3913 0003

Interior

Units10 Units
Stories2 Stories
Building Area8,172 sqft Gross Area
Basement Area2,013 sqft
Finished Basement2,013 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2022
Lot Area148,104 sqft (3.4 acres)
PorchSlab
Canopy352 sqft
Total Buildings4 Buildings

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3913 0003
Street Address290 CHESTNUT ST
CityONEONTA
StateNY
Zip13820-1381
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code150
Legal Block1
Legal Lot Number77.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group2
Census Block2000
Census Tract591700

Owner

290 Chestnut St, a residential property, is owned by a company that bought it in December 2021.

Source: Otsego County and Oneonta City records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address832 WINNEY HILL RD, ONEONTA, NY 13820-4666
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2021 · Amount on File
Deed SaleDec 16, 2021 · Amount on File
Prior SaleJan 19, 2001 · Amount on File
Deed Document Number20217006
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateDec 16, 2021
Property Address290 CHESTNUT ST, ONEONTA, NY 13820-1381
Document Number0000000006
Instrument DateDec 3, 2021
Instrument2021-7006
Transaction TypeTransfer
Record UpdatedMar 19, 2024

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1081 RAVINE RD, WILLIAMSPORT, PA 17701

Mortgage

Document Number0000000007
DateDec 16, 2021
Instrument2021-7007
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 290 Chestnut St was $31,264, down 3.8% from the year before.

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$31,264.00 (-3.83%)
2025$32,508.00$800,000 Land $54,000 Building $746,000$1,126,761 Land $76,056 Building $1,050,705
2023$800,000 Land $54,000 Building $746,000$987,654 Land $66,667 Building $920,987

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 290 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 290 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Chestnut St

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