290 Central Ave, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 290 Central Ave, Milton, MA 02186

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,108 sqft · built 1987
Lot Size	0.248 acres (10,790 sqft)
Owner	2 Trust Names on File
Last Sale	$1,300,000 (Dec 2025)
Tax Bill	$13,144 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`MILT M:E B:018 L:34`

Property Details

APN / Parcel Number

Primary APN	`MILT M:E B:018 L:34`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,108 sqft Living Area
Gross Area	5,893 sqft
Basement Area	1,909 sqft
Unfinished Basement	1,909 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,790 sqft (0.248 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	290 CENTRAL AVE
City	MILTON
State	MA
Zip	02186-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Subdivision	WESTFORD TERRACE
Legal Block	18
Legal Lot Number	34
Jurisdiction	MILTON MA
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1007
Census Tract	416300

Owner

290 Central Ave is owner-occupied and held in a trust since December 2025.

Source: Norfolk County and Milton Town records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	290 CENTRAL AVE, MILTON, MA 02186-2829
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 22, 2025	Deed of Trust, Mortgage THUONG H DU
Aug 4, 2025	Deed of Trust, Mortgage THUONG H DU
Oct 15, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance GUILD MORTGAGE CO
Dec 19, 2025	Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Sep 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on File
Deed Sale	Dec 19, 2025 · Amount on File
Prior Sale	May 22, 2012 · Amount on File
Deed Document Number	202590633
Deed Book / Page	42843 / 221
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Recording Date	May 15, 2026
Property Address	290 CENTRAL AVE, MILTON, MA 02186-2829
Document Number	0043109-36
Book / Page	43109 / 36
Instrument Date	May 1, 2026
Instrument	202632076
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032076,
Date	May 15, 2026
Book Page	43109/36
Instrument	202632076

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	290 CENTRAL AVE, MILTON, MA 02186-2829
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	042658-320
Date	Sep 22, 2025
Book Page	42658/320
Instrument	66258

Lender

Name	THUONG H DU

Agreement

Amount	Amount on Record

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	290 CENTRAL AVE, MILTON, MA 02186-2829
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	042566-291
Date	Aug 4, 2025
Book Page	42566/291
Instrument	53115

Lender

Name	THUONG H DU

Agreement

Amount	Amount on Record

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	290 CENTRAL AVE, MILTON, MA 02186-2829
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	042049-129
Date	Oct 15, 2024
Book Page	42049/129
Instrument	67750

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Dec 19, 2025
Property Address	290 CENTRAL AVE, MILTON, MA 02186-2829
Document Number	042843-221
Book / Page	42843 / 221
Instrument Date	Dec 19, 2025
Instrument	90633
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 CENTRAL AVE, MILTON, MA 02186-2829

Mortgage

Document Number	0000090635
Date	Dec 19, 2025
Instrument	90635

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Jan 1, 2033
Index	Other

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	290 CENTRAL AVE, MILTON, MA 02186-2829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35604-46
Date	Nov 17, 2017
Book Page	35604/46
Instrument	109888

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	290 CENTRAL AVE, MILTON, MA 02186-2829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37178-524
Date	Sep 24, 2019
Book Page	37178/524
Instrument	86067

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 290 Central Ave was $13,144, up 4.6% from the year before.

Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Milton Town
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,144.00 (+4.62%)	$1,185,200 (+3.02%) Land $466,400 Building $718,800	$1,296,180
2024	$12,563.00 (+5.08%)	$1,150,500 (+9.7%) Land $444,100 Building $706,400
2023	$11,956.00	$1,048,800 Land $423,100 Building $625,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 290 Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	28 units insured incl. 21 condo units
Nearby Flood Claims	5 (1979–2010)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 290 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Netafy Fixed Wireless	600 / 150

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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