290 Center Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 290 Center Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,920 sqft · built 1980
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$259,900 (Jul 2020)
Tax Bill	$4,539 (2025)
Deeds & Mortgages	Sep 2023 Refinance Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02713A000000`

Property Details

APN / Parcel Number

Primary APN	`02713A000000`
Alternative APNs	`GRAY M:067 B:027 L:013-001` `1616`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
Basement Area	440 sqft
Unfinished Basement	440 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	1616
Street Address	290 CENTER RD
City	GRAY
State	ME
Zip	04039-5443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	27
Legal Lot Number	13-1
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	4
Census Block	4021
Census Tract	4702

Owner

Source: Cumberland County and Gray Town records · APN 02713A000000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	290 CENTER RD, GRAY, ME 04039-5443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CPORT CREDIT UNION
Jul 15, 2020	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Aug 09, 2010 · Amount on Record
Deed Document Number	202039571
Deed Book / Page	36929 / 134
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	290 CENTER RD, GRAY, ME 04039-5443
Transaction Type	Mortgage
Record Updated	Oct 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0403790300
Date	Sep 25, 2023
Book Page	40379/300
Instrument	34275

Lender

Name	CPORT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 01, 2048

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Jul 15, 2020
Property Address	290 CENTER RD, GRAY, ME 04039-5443
Document Number	0369290134
Book / Page	36929 / 134
Instrument Date	Jul 14, 2020
Instrument	39571
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	577 US ROUTE 1, SCARBOROUGH, ME 04074-9709

Mortgage

Document Number	0000039572
Date	Jul 15, 2020
Instrument	39572

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gray Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,539.00 (-4.5%)	$468,900 (+49.76%) Land $126,000 Building $342,900
2023	$4,753.00 (+8.81%)	$313,100 (-) Land $70,500 Building $242,600
2022	$4,368.00	$313,100 Land $70,500 Building $242,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1983–2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GoNetspeed Fiber	1,000 / 1,000

Based on FCC filings for 16 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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