Schoharie County and Seward Town property record for 290 Borst Rd, Cobleskill, NY 12043 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2014 |
| Square Footage | 2,028 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $173,000 (2023) |
| Tax Bill | $3,178.00 (2025) |
| Primary APN | 434400 42.-4-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,028 sqft Living Area |
| 1st Floor | 2,028 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 168 ft Width |
| Garage Type | Basement Garage |
| Porch Area | 612 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 525J176012 |
|---|---|
| Street Address | 290 BORST RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-6320 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MOBILE W/ADD BUILT AROUND |
| Legal Block | 4 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | SEWARD |
| Census Blockgroup | 4 |
| Census Block | 4010 |
| Census Tract | 740400 |
Source: Schoharie County and Seward Town records · APN 434400 42.-4-11
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 290 BORST RD, COBLESKILL, NY 12043-6320 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 19, 2025 | Warranty Deed, Transfer · Stand Alone Refinance UNITED WHOLESALE MORTGAGE |
| Apr 25, 2023 | Warranty Deed, Transfer · Stand Alone First Mortgage COMMUNITY BANK NA |
| Sep 07, 2018 | Deed of Trust, Mortgage HOMESTEAD FUNDING CORP |
| Sep 07, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2023 · Amount on Record |
| Deed Sale | Apr 25, 2023 · Amount on Record |
| Prior Sale | Sep 07, 2018 · Amount on Record |
| Deed Doc Number | 2023821180 |
| Deed Book / Page | 1189 / 1 |
| Prior Transfer Date | Oct 20, 2009 |
| Prior Transfer Doc | 0000000889/000000000 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jun 19, 2025 |
| Property Address | 290 BORST RD, COBLESKILL, NY 12043-6320 |
| Document Number | 001236/170 |
| Book / Page | 1236 / 170 |
| Instrument Date | Jun 09, 2025 |
| Instrument | 828964 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3810 CAEMAN RD #B202 # B202, 202B, SCHENECTADY, NY 12303-5457 |
| Document Number | 002117/182 |
|---|---|
| Date | Jun 19, 2025 |
| Book Page | 2117/182 |
| Instrument | 828965 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Apr 25, 2023 |
| Property Address | 290 BORST RD, COBLESKILL, NY 12043-6320 |
| Document Number | 00001189/1 |
| Book / Page | 1189 / 1 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 821180 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 241 SINCLAIR RD, NORTHVILLE, NY 12134-5503 |
| Document Number | 0000821181 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 821181 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 290 BORST RD, COBLESKILL, NY 12043-6320 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000001814/0000000096 |
|---|---|
| Date | Sep 07, 2018 |
| Book Page | 0000001814/0000000096 |
| Instrument | 000000748983 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 352 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Sep 07, 2018 |
| Property Address | 290 BORST RD, COBLESKILL, NY 12043-6320 |
| Document Number | 0001076/90 |
| Book / Page | 1076 / 90 |
| Instrument Date | Sep 04, 2018 |
| Instrument | 000000748982 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 468 W MAIN ST, COBLESKILL, NY 12043-4644 |
Source: Schoharie County and Seward Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,178.00 (+3.82%) | $62,000 (-) Land $10,400 Building $51,600 | $151,220 (+21.95%) Land $25,366 Building $125,854 |
| 2023 | $62,000 Land $10,400 Building $51,600 | $124,000 Land $20,800 Building $103,200 | |
| 2020 | $3,061.00 |
290 Borst Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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