290 Aptos Hts, Aptos, CA 95003 Property Records

Santa Cruz County property record for 290 Aptos Hts, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,098 sqft · built 2004
Lot Size3.45 acres (150,282 sqft)
Owner2 Trust Names on File
Last Sale$2,400,000 (Apr 2018)
Tax Bill$31,348 (2025)
Deeds & MortgagesDec 2020 Transfer
Dec 2020 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN040-261-71

Property Details

APN / Parcel Number

Primary APN040-261-71
Alternative APN
  • 040-261-71-000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Building Area4,098 sqft Living Area
Gross Area5,083 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area150,282 sqft
TerrainSteep
View / LotOcean
Garage TypeAttached
Garage Area985 sqft
Parking Spaces4 Parking Spaces
Deck Area266 sqft
Patio Area266 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address290 APTOS HTS
CityAPTOS
StateCA
Zip95003-3044
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1016
Census Tract122002

Owner

Source: Santa Cruz County records · APN 040-261-71

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address290 APTOS HTS, APTOS, CA 95003-3044
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Dec 22, 2020Intrafamily Transfer, Transfer · Line of Credit
BAY FCU
Oct 22, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 22, 2018Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Apr 02, 2018Grant Deed
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 02, 2018 · Amount on Record
Deed SaleApr 02, 2018 · Amount on Record
Prior SaleMar 22, 2018 · Amount on Record
Deed Document Number20189477
Last Transfer DateDec 16, 2020
Transfer Doc0000056503
Record UpdatedSep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 28, 2020
Property Address290 APTOS HTS, APTOS, CA 95003-3044
Document Number0000056503
Instrument DateDec 16, 2020
Instrument56503
Transaction TypeTransfer
Record UpdatedJan 15, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address290 APTOS HTS APTOS CA 950033044, APTOS, CA 95003-3044

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateDec 22, 2020
Property Address290 APTOS HTS, APTOS, CA 95003-3044
Document Number0000055882
Map ReferenceVOL 57 PG 4
Instrument DateDec 16, 2020
Instrument2020-0055882
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address290 APTOS HTS, APTOS, CA 95003-3044

Mortgage

Document Number0000055883
DateDec 22, 2020
Instrument2020-0055883
Lender
NameBAY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term302 Months
DueFeb 15, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateOct 22, 2020
Property Address290 APTOS HTS, APTOS, CA 95003-3044
Document Number0000043315
Map ReferenceVOL 57 PG 4
Instrument DateOct 17, 2020
Instrument2020-0043315
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address290 APTOS HTS, APTOS, CA 95003-3044

Mortgage

Document Number0000043316
DateOct 22, 2020
Instrument2020-0043316
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 22, 2018
Property Address290 APTOS HTS, APTOS, CA 95003-3044
Document Number0000008548
Map ReferenceDOC2003-0060077
Instrument DateMar 15, 2018
Instrument2018-0008548
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address290 APTOS HTS, APTOS, CA 95003-3044

Mortgage

Document Number0000008549
DateMar 22, 2018
Instrument2018-0008549
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

April 2018: Grant Deed

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 02, 2018
Property Address290 APTOS HTS, APTOS, CA 95003-3044
Document Number0000009477
Instrument DateMar 15, 2018
Instrument9477
Record UpdatedNov 20, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$2,640.00
Amount AccuracyFull Value

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address290 APTOS HTS APTOS CA 950033044, APTOS, CA 95003-3044

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,791,318 (+2%) Land $1,798,908 Building $992,410
2025$31,348.00 (+8.99%) Homeowner's exemption$2,736,587 (+4.04%) Land $1,763,636 Building $972,951
2023$28,761.00 (+1.77%) Homeowner's exemption$2,630,322 Land $1,695,152 Building $935,170$2,407,320
2022$28,262.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 49% of the US · above 29% of California
Wildfire LikelihoodAbout 1 in 1,010 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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