290 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 290 4th St, Troy, NY 12180

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 4,209 sqft · built 1904
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$282,000 (Nov 2019)
Tax Bill	$6,313 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Nov 2019 Mortgage
APN	`381700 101.77-9-23`

Property Details

APN / Parcel Number

Primary APN	`381700 101.77-9-23`
Alternative APN	`1101240`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	4,209 sqft Total Area
1st Floor Area	1,403 sqft
2nd Floor Area	1,403 sqft
Upper Floors Area	1,403 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 25 ft wide
Patio Area	230 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1101240
Street Address	290 4TH ST
City	TROY
State	NY
Zip	12180-4601
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	MU1
Legal Description	3 STY BR HSE 85-5 9-08/56
Legal Block	9
Legal Lot Number	23.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1002
Census Tract	40900

Owner

290 4th St, a triplex, is owned and occupied by an individual who bought it in November 2019.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	290 4TH ST, TROY, NY 12180-4601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2019	Grant Deed, Transfer · FHA Mortgage M&T BK
Nov 1, 2019	Deed of Trust, Mortgage · FHA Mortgage M&T BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2019 · Amount on File
Deed Sale	Nov 13, 2019 · Amount on File
Prior Sale	Nov 13, 2009 · Amount on File
Deed Document Number	2019560145
Deed Book / Page	9003 / 286
Prior Transfer Date	Jan 21, 2003
Prior Transfer Doc	0403000982
Record Updated	Oct 29, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 13, 2019
Property Address	290 4TH ST, TROY, NY 12180-4601
Document Number	0000560145
Book / Page	009003 / 000286
Instrument Date	Nov 1, 2019
Instrument	560145
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 4TH ST TROY NY 121804164, TROY, NY 12180-4164

Mortgage

Document Number	560146
Date	Nov 13, 2019
Book Page	009003/000290
Instrument	560146

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	290 4TH ST, TROY, NY 12180-4601
Document Number	0000560146
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 4TH ST TROY NY 121804164, TROY, NY 12180-4164

Mortgage

Document Number	0000560146
Date	Nov 13, 2019
Book Page	009003/000290
Instrument	560146

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 290 4th St was $6,313, down 21.8% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,313.00 (-21.8%)
2025	$8,073.00	$155,000 Land $8,800 Building $146,200	$265,400 Land $15,068 Building $250,332
2023		$155,000 (-) Land $8,800 Building $146,200	$221,400 (+8.56%) Land $12,570 Building $208,830
2022	$7,022.00	$155,000 Land $8,800 Building $146,200	$203,947 Land $11,579 Building $192,368

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 290 4th St; there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (1996–2011)
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 290 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Massivemesh Networks.

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