290 3rd St NW, Naples, FL 34120 Property Records

Collier County property record for 290 3rd St NW, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	3,664 sqft · built 1995
Lot Size	2.73 acres (118,919 sqft)
Owner	2 Individual Names on File
Last Sale	$382,500 (Apr 2006)
Tax Bill	$3,363 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone AH (high risk)
APN	`328600 103 14C04`

Property Details

APN / Parcel Number

Primary APN	`328600 103 14C04`
Alternative APNs	`3711644000607130010314` `37116440006`

Interior

Stories	1 Story
Building Area	3,664 sqft Living Area
Gross Area	5,214 sqft
1st Floor Area	1,664 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2015
Construction Type	Wood
Lot Area	118,919 sqft
Garage Type	Attached
Garage Area	1,550 sqft
Parking Spaces	12 Parking Spaces

Exterior Amenities

Pool Area	240 sqft
Porch	Aluminum Porch
Porch Area	425 sqft
Deck Area	464 sqft
Storage Building	2,000 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	290 3RD ST NW
City	NAPLES
State	FL
Zip	34120-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 11 N 180FT OF TR 103
Legal Range	27
Legal Township	49
Legal Section	4
Legal Subdivision	GOLDEN GATE EST UNIT 11
Legal Tract	103
Legal Block	1
Legal Lot Number	1
Legal Unit	11
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1006
Census Tract	10424

Owner

290 3rd St NW is owned and occupied by two individuals who bought it in April 2006.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	290 3RD ST NW, NAPLES, FL 34120-5043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2006 · Amount on File
Deed Sale	Apr 7, 2006 · Amount on File
Prior Sale	Apr 24, 2001 · Amount on File
Deed Document Number	20063816302
Deed Book / Page	4013 / 3011
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	290 3RD ST NW, NAPLES, FL 34120-5043
Document Number	0054943004
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	290 3RD ST NW NAPLES FL 341205043, NAPLES, FL 34120-5043

Mortgage

Document Number	0054943004
Date	Apr 5, 2018
Book Page	005494/003004
Instrument	5535524

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 290 3rd St NW was $3,363 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,576 (+2.7%)	$734,617 (+18.48%) Land $223,874 Building $510,743
2025	$3,363.00 Homeowner's exemption	$335,517	$620,049 Land $145,373 Building $474,676
2023	$3,105.00 (-1.83%) Homeowner's exemption	$316,564 (+3%)	$730,456 (+7.98%) Land $234,780 Building $495,676
2022	$3,163.00 Homeowner's exemption	$307,344	$676,479 Land $209,255 Building $467,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 290 3rd St NW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 345 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	353 units insured incl. 8 condo units
Nearby Flood Claims	8 (2017–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 290 3rd St NW is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20