290 3rd St, Geneva, FL 32732 Property Records

Seminole County property record for 290 3rd St, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	1 bd · 2.5 ba · 797 sqft · built 1986
Lot Size	0.225 acres (9,800 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Sep 2000)
Tax Bill	$644 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-20-32-501-0700-0100`

Property Details

APN / Parcel Number

Primary APN	`21-20-32-501-0700-0100`
Alternative APN	`20322150107000100`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	797 sqft Living Area
1st Floor Area	797 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,800 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	35 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	290 3RD ST
City	GENEVA
State	FL
Zip	32732-8954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 10 & N 18 FT OF LOT 11 BLK 7 WHITCOMBS 2ND ADD TO GENEVA PB 2 PG 50
Legal Range	32E
Legal Township	20S
Legal Section	21
Legal Subdivision	WHITCOMBS 1ST AND 2ND ADDS TO GENEVA
Legal Tract	501
Legal Block	7
Legal Lot Number	10,11
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1017
Census Tract	21201

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	290 3RD ST, GENEVA, FL 32732-8954
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2000 · Amount on Record
Deed Sale	Sep 15, 2000 · Amount on Record
Prior Sale	Aug 4, 1993 · Amount on Record
Deed Book / Page	3922 / 495
Transfer Doc	0039220495
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	290 3RD ST, GENEVA, FL 32732-8954
Document Number	0090710660
Book / Page	009071 / 000660
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	290 3RD ST GENEVA FL 327328954, GENEVA, FL 32732-8954

Mortgage

Document Number	0090710660
Date	Feb 7, 2018
Book Page	009071/000660
Instrument	14577

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2048

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$644.00 (-10.06%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$80,319 (+5.99%)	$196,831 (+4.87%) Land $58,800 Building $138,031
2023	$716.00 (-5.42%) Homeowner's exemption	$75,782 (+3%)	$187,695 (+13.6%) Land $56,000 Building $131,695
2022	$757.00 Homeowner's exemption	$73,575	$165,223 Land $42,000 Building $123,223

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	16 (1994–2022)
Claims Outside the SFHA	7 of 16
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 3 claims Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OVIEDO MARKETPLACE (CONSEC.) serves 689 people · EPA ID FL3594241
Water Source	Purchased groundwater from SEMINOLE COUNTY SOUTHEAST
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20