290 2nd Ave SW, Largo, FL 33770 Property Records

Pinellas County property record for 290 2nd Ave SW, Largo, FL 33770

Property Summary

Property TypePlanned Unit Development
Details2,716 sqft · built 2005
Lot Size0.081 acres (3,525 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Apr 2017)
Tax Bill$2,914 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-780-6074-6

Property Details

APN / Parcel Number

Primary APNC62-000-780-6074-6
Alternative APNs
  • 34-29-15-96142-001-0540
  • 291534961420010540
  • R425492

Interior

Stories2 Stories
Building Area2,716 sqft Living Area
1st Floor Area2,716 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2008
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Lot Area3,525 sqft (0.081 acres)
View / LotCorner
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchOpen Porch

Location & Zoning

Account NumberR425492
Street Address290 2ND AVE SW
CityLARGO
StateFL
Zip33770-3540
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionWEST BAY VILLAGE - PHASE 2 BLOCK 1, LOT 54
Legal Range15E
Legal Township29S
Legal Section34
Legal SubdivisionWEST BAY VILLAGE - PHASE 2
Legal Phase2
Legal Tract96142
Legal Block1
Legal Lot Number54
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1012
Census Tract25603

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address290 2ND AVE SW, LARGO, FL 33770-3540
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Jul 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE FIRST CAP
Apr 14, 2017Warranty Deed, Transfer · Conventional Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2017 · Amount on Record
Deed SaleApr 14, 2017 · Amount on Record
Prior SaleAug 26, 2014 · Amount on Record
Deed Document Number2017116270
Deed Book / Page19591 / 1873
Prior Transfer DateNov 21, 2015
Prior Transfer Doc0190110587
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address290 2ND AVE SW, LARGO, FL 33770-3540
Transaction TypeMortgage
Record UpdatedNov 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address290 2ND AVE SW, LARGO, FL 33770-3540

Mortgage

Document Number0217972067
DateNov 8, 2021
Book Page21797/2067
Instrument2021364742
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address290 2ND AVE SW, LARGO, FL 33770-3540
Document Number0206120728
Instrument DateJul 8, 2019
Transaction TypeMortgage
Record UpdatedJul 30, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address290 2ND AVE SW LARGO FL 337703540, LARGO, FL 33770-3540

Mortgage

Document Number0206120728
DateJul 12, 2019
Book Page020612/000728
Instrument220939
Lender
NameRELIANCE FIRST CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 11, 2049

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateApr 14, 2017
Property Address290 2ND AVE SW, LARGO, FL 33770-3540
Document Number0195911873
Book / Page019591 / 001873
Instrument DateApr 13, 2017
Instrument116270
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyTITLE INSURANCE COMPANY, TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address290 2ND AVE SW LARGO FL 337703540, LARGO, FL 33770-3540

Mortgage

Document Number195911875
DateApr 14, 2017
Book Page019591/001875
Instrument116271
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 13, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,914.00 (+5.96%) Homeowner's exemption$195,673 (+5.99%)$459,134 (-0.58%) Building $459,134
2024$2,750.00 (+2.08%)
2023$2,694.00 (+3.3%) Homeowner's exemption$184,619 (+3%)$461,803 (+26.11%) Building $461,803
2022$2,608.00 Homeowner's exemption$179,242$366,198 Building $366,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1993–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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