Cumberland Town property record for 29 Windsong Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,122 sqft · built 1999 |
| Lot Size | 0.601 acres (26,180 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Oct 2013) |
| Tax Bill | $7,597 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9085-28 |
| Primary APN | 9085-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,122 sqft Living Area |
| Gross Area | 6,090 sqft |
| 1st Floor Area | 1,558 sqft |
| Basement Area | 1,544 sqft |
| Unfinished Basement | 1,544 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,180 sqft (0.601 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 9085-28 |
|---|---|
| Street Address | 29 WINDSONG RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-2728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 1050 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 11402 |
29 Windsong Rd is owned and occupied by two individuals who bought it in October 2013.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29 WINDSONG RD, CUMBERLAND, RI 02864-2728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2020 | Deed of Trust, Mortgage · ARM WYNDHAM CAPITAL MORTGAGE INC |
| Jul 28, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2013 · Amount on File |
| Deed Sale | Oct 25, 2013 · Amount on File |
| Prior Sale | May 7, 2002 · Amount on File |
| Deed Document Number | 20136 |
| Deed Book / Page | 1632 / 138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 29 WINDSONG RD, CUMBERLAND, RI 02864-2728 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1853-724 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 1853/724 |
| Instrument | 117009 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 29 WINDSONG RD, CUMBERLAND, RI 02864-2728 |
| Document Number | 1751-310 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 29 WINDSONG RD CUMBERLAND RI 028642728, CUMBERLAND, RI 02864-2728 |
| Document Number | 1751-310 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 001751/000310 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 17, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 29 Windsong Rd was $7,597, down 4.8% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,597.00 (-4.85%) | $758,900 (+16.63%) Land $246,500 Building $512,400 | $870,493 |
| 2025 | $7,984.00 | $650,700 Land $182,300 Building $468,400 | |
| 2023 | $7,561.00 (+5.94%) | $650,700 (+36.67%) Land $182,300 Building $468,400 | |
| 2022 | $7,137.00 | $476,100 Land $139,200 Building $336,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Windsong Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2018–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 Windsong Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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