Somerset County and Franklin Township property record for 29 Willocks Cir, Somerset, NJ 08873
| Property Type | Single Family Home |
|---|---|
| Details | 4,118 sqft · built 2013 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $606,500 (Oct 2019) |
| Tax Bill | $15,795 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Aug 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00516-02-00015 |
| Primary APN | 08-00516-02-00015 |
|---|
| Building Area | 4,118 sqft Living Area |
|---|
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 110 ft deep x 62 ft wide |
| Street Address | 29 WILLOCKS CIR |
|---|---|
| City | SOMERSET |
| State | NJ |
| Zip | 08873-7462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-I |
| Legal Subdivision | SUMMERFIELDS/FRANKLIN SEC 2 |
| Legal Block | 516.2 |
| Legal Lot Number | 15 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2070 |
| Census Tract | 53501 |
29 Willocks Cir is owned and occupied by two individuals who bought it in October 2019.
Source: Somerset County and Franklin Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 19, 2022 | Deed of Trust, Mortgage · USDA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage 1ST CONSTITUTION BANK |
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage 1ST CONSTITUTION BANK |
| Oct 15, 2019 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2019 · Amount on File |
| Deed Sale | Oct 15, 2019 · Amount on File |
| Prior Sale | Jun 27, 2013 · Amount on File |
| Deed Document Number | 201939303 |
| Deed Book / Page | 7159 / 1194 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 29 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 29 W1LLOCKS CIR, SOMERSET, NJ |
| Document Number | 0000009622 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | 7429/879 |
| Instrument | 2022009622 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 29 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 29 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Document Number | 0000035976 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 7465/131 |
| Instrument | 2022035976 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | FORT WORTH, TX 76155 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jan 18, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 29 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000025700 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 7334/1415 |
| Instrument | 2021025700 |
| Name | 1ST CONSTITUTION BANK |
|---|---|
| Type | Bank |
| Address | CRANBURY, NJ 08512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 29 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000025700 |
|---|---|
| Date | Apr 21, 2021 |
| Book Page | 7334/1415 |
| Instrument | 2021025700 |
| Name | 1ST CONSTITUTION BANK |
|---|---|
| Type | Bank |
| Address | CRANBURY, NJ 08512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Oct 15, 2019 |
| Property Address | 29 WILLOCKS CIR, SOMERSET, NJ 08873-7462 |
| Document Number | 0000039303 |
| Book / Page | 007159 / 001194 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 39303 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $606.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 29 WILLOCKS CIR SOMERSET NJ 088737462, SOMERSET, NJ 08873-7462 |
| Document Number | 39304 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 007159/001200 |
| Instrument | 39304 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 14, 2049 |
The 2025 property tax bill for 29 Willocks Cir was $15,795, up 11.2% from the year before.
Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Franklin Township |
| Unified School District | Franklin Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $908,300 (-) Land $349,800 Building $558,500 | $908,300 (-) Land $349,800 Building $558,500 | |
| 2025 | $15,795.00 (+11.2%) | $908,300 Land $349,800 Building $558,500 | $908,300 Land $349,800 Building $558,500 |
| 2024 | $14,204.00 | ||
| 2023 | $731,300 Land $324,800 Building $406,500 | $731,300 Land $324,800 Building $406,500 | |
| 2022 | $13,477.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Willocks Cir in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 11 (2021) |
| Claims Outside the SFHA | 11 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 Willocks Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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