29 Whitebirch Ln, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 29 Whitebirch Ln, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,028 sqft · built 1982
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,000 (Aug 1996)
Tax Bill	$14,219 (2024)
Deeds & Mortgages	Apr 2017 Line of Credit Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`473489 91.-2-37.23`

Property Details

APN / Parcel Number

Primary APN	`473489 91.-2-37.23`
Alternative APNs	`0800-091.00-02.00-037.023` `348909100000020370230000` `47340021999`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,028 sqft Living Area
Gross Area	2,403 sqft
1st Floor Area	1,059 sqft
2nd Floor Area	969 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	1,000 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	29 WHITEBIRCH LN
City	COMMACK
State	NY
Zip	11725-2339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-114026.23 TC-52 INDIAN HEAD PARK LOT 21 *6986
Legal Block	2
Legal Lot Number	37
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1012
Census Tract	135102

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29 WHITEBIRCH LN, COMMACK, NY 11725-2339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit TD BK NA
Jun 29, 2017	Loan Modification, Consolidation and Extension, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 1996 · Amount on Record
Deed Sale	Aug 20, 1996 · Amount on Record
Deed Book / Page	11788 / 425
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	29 WHITEBIRCH LN, COMMACK, NY 11725-2339
Document Number	0228300767
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	ISGN FULFILLMENT SERVICES INC, ISGN FULFILLMENT SVC INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 WHITEBIRCH LN COMMACK NY 117252339, COMMACK, NY 11725-2339

Mortgage

Document Number	0228300767
Date	Jun 29, 2017
Book Page	022830/000767

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Interest

Rate Type	Adjustable Rate

June 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Recording Date	Jun 29, 2017
Property Address	29 WHITEBIRCH LN, COMMACK, NY 11725-2339
Document Number	0228300768
Book / Page	022830 / 000768
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	ISGN FULFILLMENT SERVICES INC, ISGN FULFILLMENT SVC INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 WHITEBIRCH LN COMMACK NY 117252339, COMMACK, NY 11725-2339

Mortgage

Document Number	228300768
Date	Jun 29, 2017
Book Page	022830/000768

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,824 (-) Land $325 Building $5,499	$728,000 (+10,773.79%) Land $40,625 Building $687,375
2024	$14,219.00
2023		$5,824 Land $325 Building $5,499	$6,695 Land $374 Building $6,321

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2010)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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