29 Whitcomb St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 29 Whitcomb St, Watertown, MA 02472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,846 sqft · built 1884
Lot Size	0.082 acres (3,574 sqft)
Owner	2 Individual Names on File
Last Sale	$497,500 (Dec 2013)
Tax Bill	$11,052 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29180-12`

Property Details

APN / Parcel Number

Primary APN	`29180-12`
Alternative APNs	`WATE M:0518 B:0001C L:0000` `7096`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,846 sqft Living Area
Gross Area	2,857 sqft
Basement Area	861 sqft
Unfinished Basement	861 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1884
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,574 sqft (0.082 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7096
Street Address	29 WHITCOMB ST
City	WATERTOWN
State	MA
Zip	02472-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	T
Legal Subdivision	BELMONT & WATERTOWN
Legal Block	1C
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	1
Census Block	1008
Census Tract	370101

Owner

29 Whitcomb St is owned and occupied by two individuals who bought it in December 2013.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29 WHITCOMB ST, WATERTOWN, MA 02472-1034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Oct 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2013 · Amount on File
Deed Sale	Dec 17, 2013 · Amount on File
Deed Book / Page	63072 / 192
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	29 WHITCOMB ST, WATERTOWN, MA 02472-1034
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078599-86
Date	Aug 31, 2021
Book Page	78599/86
Instrument	195094

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	541 Months
Due	Sep 1, 2066

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	29 WHITCOMB ST, WATERTOWN, MA 02472-1034
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78599-86
Date	Aug 31, 2021
Book Page	78599/86
Instrument	195094

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	541 Months
Due	Sep 1, 2066

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	29 WHITCOMB ST, WATERTOWN, MA 02472-1034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75917-534
Date	Oct 19, 2020
Book Page	75917/534
Instrument	189930

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 29 Whitcomb St was $11,052, up 6.5% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,052.00 (+6.53%)	$905,900 (+1.98%) Land $453,000 Building $452,900	$968,597 (+3.94%)
2025	$10,375.00 (+7.05%)	$888,300 (+7.23%) Land $453,000 Building $435,300	$931,855 (+10.64%)
2024	$9,692.00 (-7.85%)	$828,400 (+6.96%) Land $429,200 Building $399,200	$842,270
2023	$10,518.00	$774,500 Land $410,500 Building $364,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Whitcomb St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 29 Whitcomb St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Nearby Properties on Whitcomb St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures